The free bank account that makes life easy
Your free account
With a virtual Mastercard and unlimited card payments in any currency with no foreign transaction fees.
Free withdrawals
Enjoy a set number of free ATM withdrawals in euros within the eurozone based on your membership — and unlimited free withdrawals abroad in the local currency for N26 You and Metal.
24/7 chat support
Contact us day and night via the chat in your N26 app — in five languages.
Simply secure
Our innovative security features keep your money and data simply secure.
Put your savings to work
Invest in stocks, ETFs, and crypto
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
€0.00/month
1.7% interest p.a. on your N26 Instant Savings
Pay worldwide with no foreign transaction fees
2 free ATM withdrawals within the eurozone
A virtual debit card
N26 You
The all-in-one account for banking and travel
€9.90/month
2% interest p.a. on your N26 Instant Savings
Up to 5 free ATM withdrawals in euros
Free withdrawals in the local currency outside the eurozone
Travel insurance
N26 Metal
The premium bank account with a metal card
€16.90/month
3% interest p.a. on your N26 Instant Savings
Up to 8 free ATM withdrawals in euros
Pay only 1% trading fee for Bitcoin and 2% for other coins
18-gram metal card
Open your N26 account now
Open your N26 bank account in minutes and with no paperwork — right from your phone or our website. Moving from another bank? Transfer your direct debits, standing orders, and recurring payments to your new N26 account in a few taps.Noteworthy reads
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