Virtual cards
![Man in a car paying with his N26 virtual card.](https://images.ctfassets.net/q33z48p65a6w/5TwEVFv9FfAHbzMtYShCeu/39e9e606231a1c4786f29e45006b4e09/CRST-1667_TIHIB_Web_Virtual_cards_textmedia_intro-subject_to_crop_1400x1400_EN.png?fit=thumb&fm=png&q=80&w=360)
The difference between virtual, digital and disposable cards
![A person using the N26 virtual card to make a payment, with a close-up image of the virtual card in the foreground.](https://images.ctfassets.net/q33z48p65a6w/6yk0JawdcA74PW5hb0N6fm/51a4ec3cd7bf256a48c5bf2114d18eea/CRST3336_Virtual_Cards_LP_Web_textmedia-centered_white_1400x1050px_Module2_EN.png.png?fit=thumb&fm=png&q=80&w=360)
The benefits of virtual cards
Leave your wallet at home
Virtual debit and credit cards are secure, simple to use, and save you the inconvenience of having to carry your wallet around.
Stay in control
You can instantly lock and unlock your virtual card from your phone at any time, without losing access to your physical bank card.
Manage subscriptions
Use a dedicated virtual card for all your subscriptions to easily keep track of your recurring payments.
Instant activation
You don’t have to wait for your card to arrive in the mail — start using it from the moment it’s created.
Pay securely — online and in-store
![A person using the N26 virtual card to make a payment, with a close-up image of the virtual card with the shape of a cookie in the foreground.](https://images.ctfassets.net/q33z48p65a6w/3daWQurJ39yvPJY3bqJKDF/aa0a1be16b05dfe2c5cf9f3eb8bf395e/CRST3336_Virtual_Cards_LP_Web_textmedia-centered_white_1400x1050px_Module5.png.png?fit=thumb&fm=png&q=80&w=360)
Security you can count on
Instant push notifications
Pair your N26 account to your smartphone and get real-time alerts on all account activity, ensuring that only you have access to your money.
Your money, your settings
Instantly turn on or turn off online payments, ATM withdrawals, payments abroad, and more in your N26 app.
Advanced 3D Secure
Benefit from extra security against fraud, thanks to a two-factor authentication step that protects your online purchases.
Protected up to €100,000
Thanks to our full banking license, the funds in your N26 account are protected up to €100,000 by the German Deposit Protection Scheme.
Get a virtual card — for free
![A person packing a suitcase for their holidays, with a close-up of the suitcase featuring the N26 logo in the foreground.](https://images.ctfassets.net/q33z48p65a6w/6PBvezLdFFgp4lPEW44HdX/5e045465731bab603f94cb16d63c34dd/CRST3336_Virtual_Cards_LP_Web_textmedia-centered_white_1400x1050px_Module7.png.png?fit=thumb&fm=png&q=80&w=360)
Find a plan for you
N26 You
The debit card for everyday and travel
![N26 You card, Rhubarb.](https://images.ctfassets.net/q33z48p65a6w/7oZQg0OqfYNupp1lv9g5Cj/e3494d100fd0331940f1b4d5a12de668/n26-cards-mastercard-rhubarb-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Petrol.](https://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Ash.](https://images.ctfassets.net/q33z48p65a6w/WRQclrxOxjtVThiH3pm2H/9d0f83f0df7fac785b98e34f84e29c0d/n26-cards-mastercard-raven-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=90&w=160)
€9.90/month
Up to 5 free withdrawals in the Eurozone
Flight and luggage delay cover
Medical emergency cover
Winter activities insurance
Pandemic coverage
N26 Metal
The premium account with a metal card
![N26 Metal - Slate Grey.](https://images.ctfassets.net/q33z48p65a6w/6F8ki0yHtuSUCwEeCeWMq8/792891200a1f50ad300356e798abb9ca/n26-cards-mastercard-metal-slategrey.png?fit=thumb&fm=png&q=90&w=160)
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=90&w=160)
![Quartz Rose - N26 Metal Card.](https://images.ctfassets.net/q33z48p65a6w/1WVYdUNU7q84ISMKMsgwaK/1b64435a702939ea46dbe8938d972df5/n26-cards-mastercard-metal-quartzrose.png?fit=thumb&fm=png&q=90&w=160)
€16.90/month
An 18-gram metal card
Up to 8 free withdrawals in the Eurozone
Purchase protection
Phone insurance
Dedicated N26 Metal line