Easily save and budget with others
Managing household bills and everyday expenses, or simply saving up together for that dream purchase? Invite up to 10 participants to your shared sub-account, and enjoy a hassle-free way to organize money with partners, family or friends.
Save your way with Rules and Round-Ups
Customize how you save. Schedule transfers between your main account and your spaces with Rules—just set the amount and frequency, and we’ll take care of the rest. Thanks to Round-Ups, you can also round-up your card purchases to the nearest euro, and stash the difference in a chosen space.
Create up to 10 shared sub-accounts in seconds
Premium customer? It’s easy to get started with Shared Spaces. Head to the Spaces area of your app, create a new space or open an existing one, and tap Add participants. Then, simply invite family and friends with an N26 account to join.
![Shared Spaces screen.](https://images.ctfassets.net/q33z48p65a6w/7KZzz1GQicP6GyatMGlMU7/6dc8d4bb38d7778070cd5c26a6d1843d/SHAREDSPACES_LP_EN_MODULE4.png?fit=thumb&fm=png&q=80&w=360)
Shared banking with people you trust
Only premium customers can manage money with Shared Spaces. If you’re creating a shared sub-account, just be sure to invite those you know and trust—you’ll be giving them Power of Attorney and full access to the funds within your shared space.
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![N26 You card, Rhubarb.](https://images.ctfassets.net/q33z48p65a6w/7oZQg0OqfYNupp1lv9g5Cj/e3494d100fd0331940f1b4d5a12de668/n26-cards-mastercard-rhubarb-de.png?fit=thumb&fm=png&q=80&w=200)
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=80&w=200)
One space for collective saving and spending
Shared Spaces is a simple, flexible way to manage money with others. Compare our premium plans to open a bank account best suited to you, and start saving and budgeting from your smartphone.*The “N26 Standard” current account includes zero fees for the maintenance of the account, the issuance of a virtual debit card and the authorization of virtual debit card transactions, ordinary SEPA transfers in Euros, standing transfer orders, SEPA direct debits, three cash withdrawals a month at ATMs in Euro area. Fees and charges are applicable for services other than those indicated. For the complete contractual and economic conditions, see the information sheets.
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Frequently asked questions
- How can I become visible so that I can participate in a Space?