Your interest calculator

Q: What are interest rates?

[Interest rates](https://n26.com/en-eu/interest-rates "interest rate") play an important role in investing. For example, if you invest money in a savings account or investment, you can earn interest as a return. However, the level of interest depends on the type of investment and market developments. Overall, interest rates are a fundamental aspect of finance and play an important role in evaluating credit, investments, and other financial matters.

Our interest calculator will help you to quickly and easily carry out various interest and yield calculations. With this financial tool you can, for example, calculate the interest on your savings deposits or forecast the future return on your investments.

A person reviewing some papers and interest rates.

Interest Calculator

Calculate interest

Use the interest rate to calculate your future capital and interest income.

Fill the following information

Amount of money

Interest rate

Number of Years

Total paid

€1,045.20

Interest paid

€45.20

How to use the interest calculator

The interest calculator is very easy to use. All you have to do is enter some basic information, such as:

your amount of money
the interest rate in percent (maximum 30%)
the term in years (maximum 100 years)

N26 How to pay for university blog image - many university students.

FAQs

It is the result of the initial amount plus the interest, dividends or other returns made during the investment period.

"Interest paid" shows you the interest you have received over the specified period.

Interest rates play an important role in investing. For example, if you invest money in a savings account or investment, you can earn interest as a return. However, the level of interest depends on the type of investment and market developments. Overall, interest rates are a fundamental aspect of finance and play an important role in evaluating credit, investments, and other financial matters.

Learn more about interest rates

Man lying on the leg of a person, with an icon of a piggy bank and another showing 1.5% AER in the foreground.

A beginner's guide to interest rates and how they workLearn the basics of interest rates to make your money work for you. Discover what interest rates are, why they change, and how they affect your money.

The ECB’s key interest rate: what it is and how it affects youSince July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

What is Euribor and how does it affect you?The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.

A beginner's guide to interest rates and how they workLearn the basics of interest rates to make your money work for you. Discover what interest rates are, why they change, and how they affect your money.

The ECB’s key interest rate: what it is and how it affects youSince July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

What is Euribor and how does it affect you?The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.