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KYCO Intern
Department:KYC Operations
Location:Madrid
About the Opportunity
We are seeking a dynamic and motivated KYC Operations Intern to join our ES EDD KYCO Team. In this role, you will play a key part in ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations for the German market. Our goal in KYC Operations is to build a culture of compliance that our customers, authorities, and stakeholders can fully trust. This position is an ideal launchpad for a student or recent graduate eager to gain hands-on experience in financial crime prevention, customer due diligence, and operational process optimization within a fast-paced Fintech leader.In This Role, You Will:
- Case Investigations & Verification: Participate in day-to-day customer due diligence (KYC) and transaction monitoring reviews, identifying potential financial crime patterns or unusual typologies.
- Operational Excellence: Support core document management workflows, administrative tasks, and verify customer profiles to ensure compliance standards are met efficiently.
- Remediations: Participate in continuous improvement initiatives, helping to optimize our internal screening systems and update operational guidelines (Working Instructions).
- Stakeholder Collaboration: Assist in gathering data for regulatory requests or internal alignment under the supervision of the KYCO Team Leads and Managers.
What You Need to Be Successful:
Background & Knowledge- Studies: Currently pursuing or recently completed a Bachelor’s degree (ideally in Law, Business Administration, Criminology, Finance, or a related field). Prior intern or working student experience is a plus.
- AML/KYC Interest: A strong interest in financial crime prevention, with basic academic or practical knowledge of the Spanish regulatory framework (Law 10/2010 and Sepblac guidelines) being highly advantageous.
- Languages: Professional fluency in English (written and spoken) and Spanish.
- Tools: Comfortable utilizing technology, collaboration suites, and learning specialized compliance software.
- Analytical Mindset: High attention to detail, diligence, and the ability to handle confidential and sensitive data securely.
- Hands-on Attitude: A proactive, autonomous working style with a strong bias for action and a high willingness to learn.
- Thrive in Fast-Paced Environments: Ability to adapt swiftly to evolving business needs and changing regulatory environments.
What’s in it for You:
- Accelerate Your Growth: Start your career in one of Europe’s most disruptive digital banking environments with a steep learning curve.
- Real Impact: Your daily effort directly affects the team's operations, allowing you to take on real responsibilities early on.
- Flat Hierarchy: Propose changes and voice your ideas freely without navigating multiple bureaucratic layers of traditional banks.
- Premium Benefits: Access to a Premium N26 bank account subscription (plus family and friends discounts), personal development perks, and a diverse, multicultural work space.