N26 Business

Business banking for freelancers and the self-employed

N26 Business is the free bank account for freelancers and the self-employed. Earn 0.1% cashback on all purchases you make, and enjoy free card payments worldwide. Open yours in a few minutes, and start making mobile payments before your physical card arrives.

An elevated hand holding a transparent N26 Standard card.
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Make payments online or in-store anywhere in the world without fees and Mastercard’s best exchange rate. It’s one card for all your transactions – accepted worldwide.

Stay up to date. Get push notifications immediately after all account activity, including card payments, direct debits, and transfers.

N26 Bank Account real time notifications about payments.

Earn 0.1% cashback

You’ll get 0.1% cashback for all your purchases when you pay using your N26 Mastercard and reinvest the profits straight back into your business.

Mastercard 3D Secured payments

Mastercard 3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online using your N26 account.

No minimum deposit needed

You don’t have to deposit a certain amount or meet earning threshold requirements, so you can open a free business account even if you’re just starting out.

#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

Smartphone with the N26 Spaces open on it.

Spaces lets you create sub-accounts for managing your saving goals and budget in real time. Perfect for organizing your business expenses or put money aside for your projects! Plus, you're now able to participate in shared sub-accounts to manage funds collectively, for example with your colleagues.

Shared Spaces

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.

N26 Bank Account categorising transactions for statistics.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Want even more from your bank account? Take your business banking to the next level and go premium. Choose N26 Business You for an account with insurance, 0.1% cashback on purchases and your choice of card color. For that little bit extra, choose N26 Metal—our most premium business plan —for an exclusively-designed Mastercard in stainless steel, 0.5% cashback, and partner perks to propel your business further. It’s the smartest way to invest in your business, and it’s right at your fingertips.

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Run into any problems, or just have a question? Whatever the issue or need, our Customer Service team is always on-hand to help you in English, French, German, Spanish and Italian. Contact them via email, or connect via chat with an N26 expert right through your app.

N26 Bank Account Customer Service Chat in App.
Black N26 Business Metal card.

Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.

Frequently asked questions

Availability

*Portugal, Ireland, Greece, Netherlands, Belgium, Luxembourg, Finland, Latvia, Estonia, Lithuania, Slovakia, Slovenia