• Standard

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    Bank for free

    Smart

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    Bank with more control

    Go

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    Bank at home or on the go

    Metal

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    Make a statement
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    Business Standard

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    Freelancers bank for free

    Business Smart

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    Manage your business with more control

    Business Go

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    Manage your business on the go

    Business Metal

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    Premium banking with cashback for your business
    Compare business plans
  • Highlights
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    Banking featuresYour money made simple
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    For under 18sCards for teens and children, with parents looped in
    Features
    Joint accountMastercardDigital walletsAdding money
  • Highlights
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    Instant SavingsEarn interest flexibly
    Features
    Spaces Guide to interest rates
  • Highlights
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    All investment optionsYour portfolio, your way
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    Stocks and ETFsTrade from €1
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    CryptoBuy and sell 300+ coins
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    Ready-made fundsFunds managed by pros
     
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    Flexible Cash FundMake your money work harder
    Features
    Savings plansAnalyzing stocksGuide to ETFsGuide to stocksInvesting for beginners
  • Highlights
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    Travel benefits Borderless banking
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    Travel Insurance Coverage for the unexpected
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    Travel eSIMData in 100+ countries
    Features
    Exchanging currencyForeign transaction feesUsing your card abroad
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Simple, honest answers to all your banking questions. Finally. Join the conversation at #BigBankingChat.

The bank you’ll love

N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
Open bank account
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Your free N26 bank account

Get your free bank account in just 8 minutes and manage your money right from your smartphone. Discover smart features that give you more control over your finances. Get a virtual Mastercard right after opening your account—and connect it with Apple Pay or Google Pay to start spending right away. Prefer a physical bank card? Order it for a one-time delivery fee.
N26 You Timeline Feature in App.

Security is a top priority at N26

N26 operates with a full German banking license, and your bank account with a German IBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.
Learn more about Security at N26
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Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.
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Insights on your spending habits

Not sure where all your money goes? Thanks to Statistics, your account uses artificial intelligence to automatically categorize your spending and shows you right in the app. Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.N26 Bank Account categorising transactions for statistics.

Fuss-free foreign transfers with Wise

Transferring money back home, or paying bills across the world? With N26 and Wise, sending funds abroad is hassle-free, fast and reliable—just choose from a wide selection of currencies and make an international transfer at the real market exchange rate. You’ll be charged as little as possible, get full transparency every step of the way, and won’t get hit with hidden fees. And with the Wise feature directly integrated into your N26 app, all it takes is a few taps on your phone.
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Reach your goals with N26 Spaces

Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps. Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.
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Earn 0.1% cashback with N26 Business

N26 Business is the free bank account for freelancers and the self-employed, offering free ATM withdrawals in euros and 0.1% cashback on all purchases. And with N26 Business You, enjoy all of these benefits, alongside free ATM withdrawals in all currencies and an extensive insurance package for extra peace of mind.
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Premium bank accounts with exclusive benefits

Enjoy even more perks with our premium accounts—N26 You and N26 Metal. Alongside an extensive package of lifestyle and travel insurance and free ATM withdrawals worldwide with your N26 card, get access to exclusive partner offers and hand-picked discounts, curated with you in mind.
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N26 Support is here for you — in several languages.

If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.
Visit our Support Center
N26 Bank Account Customer Service Chat in App.

2013

Market Launch

24

Markets

300,000+

5-star app ratings on iOS and Android