Kick-start your investments
Get 10% of your card spending back in stock
Open your account by January 6 and get up to €100* in stock in one of the world’s most valuable companies.
RISK INDICATOR corresponding to N26 Account
1
/6
N26 is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
RISK INDICATOR corresponding to the securities product offered by Upvest Securities GmbH
6
/6
The execution, administration and custody product of Equities and ETFs offered by Upvest in free provision of community services has the following Risk Indicator in accordance with the provisions of Order ECC/2316/2015: 6/6
How to earn up to €100 in stock
- Download the N26 app and open your account by January 6.
- Enter the promotion and sign up for Stocks and ETFs.
- Shop with your N26 card to earn 10% back in stock.
Open your N26 account
The bank you’ll love
Bank, save, and invest with the beautifully simple app that’s trusted by millions.
Bank for free with all the tools you need
Not a fan of waiting times, hidden fees, or paperwork? Manage your finances the simple way.
Put your savings to work
Make your money work for you with Instant Savings. Earn interest on all your savings — and dip into it anytime.
Invest in stocks, ETFs, and crypto
Live in the moment while planning for the future. Buy stocks and ETFs using your app — all you need is €1 to get started.
Know your money is safe
As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
*The offer valid only for new N26 customers, who have opened a bank account from 16/12/2024 until 6/01/2025 and are eligible for Stocks & ETFs. Prize value is based on 10% of eligible cards spending until 1/02/2025, up to €100 maximum. T&C apply.
Source: Biggest companies in the world by market cap for Dec 2024. Retrieved November 21, 2024, from www.financecharts.com
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as stocks and ETFs. These statements also do not constitute an offer to conclude a contract for the purchase or sale of stocks and ETFs. All investments carry a risk of loss of principal. Equities and ETFs can be subject to large fluctuations in value. The amounts invested are not guaranteed and a complete loss of the investment is possible at any time. Past performance is not a reliable indicator of future performance and past performance is no guarantee of future performance. A decline in value or a complete loss of the money invested are possible at any time. These products are not suitable for all investors and therefore the client must ensure that they have sufficient knowledge before carrying out any transaction.
The service of receiving and transmitting orders for financial instruments (Equities and ETFs) is provided for clients of N26 Bank AG, Sucursal en España by its parent company N26 Bank AG, a public limited company under German law with a share capital of 120,000 euros, and address in Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 247466 B, under the regime of free provision of community services in accordance with its registration under number 5223 in the Registry of Community Credit Institutions operating in Spain under the regime of Free Provision of Services. the National Securities Market Commission.
The N26 broker service is provided, from the N26 app in association and through the entity Upvest Securities GmbH, a limited liability company under German law with a share capital of 25,000 euros and address at Schlesische Straße 33/34 , 10997 Berlin, Germany with a European licence to provide order execution, administration and custody services in accordance with its registration under number 5223 in the Registry of Investment Services Companies of the European Economic Area in Free Provision of the National Commission of the Stock Market.
The values depicted are fictional and for illustrative purposes.
The promotion is limited to new customers who open an N26 account between December 16, 2024 and January 6, 2025, and are eligible for Stocks and ETFs.
To enter, you need to accept the terms and conditions of the promotion, sign up for Stocks and ETFs, and shop with your N26 card until February 1, 2025.
Stocks and ETFs is a simple, intuitive way to invest in stocks and ETFs right inside your N26 app. It is offered by N26 Bank AG, Voltairestr. 8, 10179 Berlin, Germany, HRB 247466 B (reception and transmission of orders on stocks and ETFs) in partnership with Upvest Securities GmbH, Schlesische Straße 33/34, 10997 Berlin, Germany (execution and custody).
The stock is randomly selected from those of the top 10 companies by market capitalization, and which are offered in the N26 app.
N26 will invest, in your name and on your behalf, in the stock, which will be randomly selected when you join the promotion. The fractional stock will be funded in your Stocks and ETFs account by February 28, 2025.
All non-refunded physical and virtual card transactions made up to February 1, 2025 will be included. Top-ups, SEPA transfers, MoneyBeam transfers, and ATM withdrawals are not included.
Yes. You’ll earn 10% of the value of your eligible card spending within the promotion period as fractional stock, up to a maximum value of €100.
Stocks and ETFs are typically subject to capital gains tax when you sell them. They may also be subject to other taxes and reporting obligations.
To enter the promotion, you'll need to open your account by January 6, 2025. As long as you complete your email verification on this day, you'll be able to enter the promotion once your account is open.