Banking Basics: all about ATM cash machines
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Banking basics
Banking jargon can be confusing—but it doesn't have to be. Find simple explanations to popular banking terms.
Learn the basicsATM locators
ATM charges
Types of ATM
- Bank-owned ATMs, which as the name suggests, are run by a bank. Many of them will actually be in or just outside of a branch of that bank – but you could also find bank-owned ATMs in other locations, like train stations or shopping malls. As well as withdrawing cash, you can do a variety of other things via bank-owned ATMs, such as depositing money if you have an account at the same branch.
- Independent ATMs. You’re more likely to find the independent ones in convenience stores or convenient spending locations like gas stations, bars and restaurants. If you’re using an ATM that’s not owned by a bank, be careful to check for extra fees because in these cases, you’re being charged by the ATM operator itself, rather than your bank.
How much can I withdraw from an ATM?
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