The free bank account for your day-to-day life
![The N26 app displays the balance in Spaces, accompanied by a transparent N26 card against a rhubarb-colored background.](https://images.ctfassets.net/q33z48p65a6w/4OGf2GyLRcEpJHqERFKB49/00c025f2f132d9e8fae290cf9e8bdad3/CRST-3011_Web_Module1_textmedia-centered_rhubarb_1400x1050px_IT_EN.png?fit=thumb&fm=png&q=80&w=360)
![A man enjoying a cappuccino with three N26 icons in the foreground.](https://images.ctfassets.net/q33z48p65a6w/2voxCnue3CbGEZS9uuphq8/295f2f753d87d81dae4fe1ad8189a2c8/CRST-3011_Web_Module3_1_account_overview_teal_940x707px_IT_EN-1.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Easy to open
Open an account in minutes directly from your smartphone.
![An image of an N26 virtual card with a mobile phone in the background displaying the same N26 virtual card, next to a hand holding a cappuccino cup.](https://images.ctfassets.net/q33z48p65a6w/0CngyJyA3NxFwUiUwzulb/98c964da293245041e28de754f79199d/CRST-3011_Web_Module3_1_account_overview_teal_940x707px_IT_EN.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Free card included
Get a free virtual Mastercard you can use immediately.
![A woman lies on a teal-colored bed with a greeting message in the foreground.](https://images.ctfassets.net/q33z48p65a6w/6ke3AHirLNqNHuYSUUp3Nt/5533152233dbad54134b13529105989f/CRST-3011_Web_Module3_3_account_overview_teal_940x707px_EN.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
24/7 chat support
Contact us day and night via the chat in your N26 app — in five languages.
![Mobile showing of a N26 virtual card.](https://images.ctfassets.net/q33z48p65a6w/57W0coJDdZiWneTgz9EDSj/8700d6cfb2d865e8a00df210fd459b8e/CRST-3011_Homepage_Revamp_Web_account_overview_teal_940x707px_Module3_2_IT_EN.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Simply secure
Our innovative security features keep your money and data simply secure.
Withdraw cash easily
Save and budget with N26
![A hand grabbing a cup of coffee, a croissant, and an N26 Rhubarb card.](https://images.ctfassets.net/q33z48p65a6w/16auOu3PEDVeGQBD3wZ8nC/e0c774b7cbc3945428c5277209b0339f/CRST-3011_Homepage_Revamp_Web_card-slider_petrol_700x525px_Module8_3_IT_ENv3.png?fit=thumb&fm=png&q=80&w=320)
![A girl on the beach holding her mobile and N26 card, with a transaction between two N26 Spaces in the foreground.](https://images.ctfassets.net/q33z48p65a6w/55xzZPFPBPR0uqvfkG8Lfy/8d3d5535b69bd9005ae1eddef8fcdc68/CRST-3011_Homepage_Revamp_Web_card-slider_petrol_700x525px_Module8-1_IT_ENv3.png?fit=thumb&fm=png&q=80&w=320)
![A guy eating a pancake while looking at his mobile phone, with an image of N26 Insights in the foreground.](https://images.ctfassets.net/q33z48p65a6w/704MYgQXyGGQLWEDe9Yxdg/822f76a4eaaae5e6303d941ea45df980/CRST-3011_Homepage_Revamp_Web_card-slider_petrol_700x525px_Module8-2_IT_ENv3.png?fit=thumb&fm=png&q=80&w=320)
N26 accounts — your money deserves an upgrade
N26 Standard
The free online bank account
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=90&w=160)
€0.00/month
Up to 3 free ATM withdrawals in the eurozone
Free SEPA transfers
A virtual Mastercard debit card
N26 You
The debit card for everyday banking and travel
![N26 You card, Petrol.](https://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Rhubarb.](https://images.ctfassets.net/q33z48p65a6w/7oZQg0OqfYNupp1lv9g5Cj/e3494d100fd0331940f1b4d5a12de668/n26-cards-mastercard-rhubarb-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Ash.](https://images.ctfassets.net/q33z48p65a6w/WRQclrxOxjtVThiH3pm2H/9d0f83f0df7fac785b98e34f84e29c0d/n26-cards-mastercard-raven-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=90&w=160)
€9.90/month
Free ATM withdrawals worldwide
Free instant SEPA transfers and a free physical card
Travel insurance
N26 Metal
The premium account with a metal card
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=90&w=160)
![N26 Metal - Slate Grey.](https://images.ctfassets.net/q33z48p65a6w/6F8ki0yHtuSUCwEeCeWMq8/792891200a1f50ad300356e798abb9ca/n26-cards-mastercard-metal-slategrey.png?fit=thumb&fm=png&q=90&w=160)
![Quartz Rose - N26 Metal Card.](https://images.ctfassets.net/q33z48p65a6w/1WVYdUNU7q84ISMKMsgwaK/1b64435a702939ea46dbe8938d972df5/n26-cards-mastercard-metal-quartzrose.png?fit=thumb&fm=png&q=90&w=160)
€16.90/month
18-gram metal debit card
Exclusive mobile phone insurance
Purchase protection
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=80&w=200)
Open your N26 account in minutes
Whether you're looking for a free, flexible online bank account or a premium account complete with insurance packages and smart budgeting tools, N26 has got you covered. There's no paperwork and no hassle — open your account from your phone in minutes.- Is N26 a bank?
- Is N26 secure?
- How do I open an N26 account?
- How much does it cost to open a bank account?
- What documents do I need to open a bank account?
- How long does it take to open a bank account with N26?
- Do I have to be an Italian resident to open an online bank account?
- Can I use my online bank account for international transfers?
- Can I easily close my account online?