Bank like a local, anywhere

Make free ATM withdrawals worldwide, use your card with no foreign transaction fees, and enjoy insurance coverage with N26 You and Metal.Open Bank Account
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Fee-free payments worldwide

Pay with your N26 card wherever you go — with no foreign transaction fees.
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Travel insurance you can bank on

With N26 You and Metal, get insurance coverage for travel delays, medical emergencies, baggage, and trip cancellations.
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Trusted banking on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Open an account in minutes

Open your N26 account from your desktop or smartphone in just a few taps.
Open Bank Account

Allianz Logo - Updated November 2024. You can see all information you need to start a claim or call Allianz Assistance in case of an emergency in the N26 app and in the Conditions for Beneficiaries for N26 Metal and N26 You. N26 Metal and N26 You feature insurance coverage from Allianz Assistance (trade name of AWP P&C S.A. – Dutch Branch), one of Europe’s most trusted insurance companies. AWP P&C S.A. Dutch Branch is an insurer licensed to act in all EEA countries and operating in freedom of services, with corporate identification No 33094603, and registered at the Dutch Authority for the Financial Markets (AFM) No 12000535. AWP P&C S.A., which has its registered office in 7 rue Dora Maar, Saint-Ouen, France, is authorized by L’Autorité de Contrôle Prudentiel et de Résolution (ACPR) 4 Place de Budapest CS 92459, Paris Cedex 09, France.

FAQ

    With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.

    No matter which N26 plan you have, enjoy unlimited card payments in any currency, with no foreign transaction fees.

    You can easily lock and unlock your N26 card in seconds right from your app in case it goes missing. You also get instant notifications for every payment, so you can rest assured that your money is safe.

    Yes! All N26 cards allow you to withdraw money at foreign ATMs. It's free with You and Metal plans, while N26 Smart and Standard users only need to pay a 1.7% fee for ATM withdrawals outside the Euro zone.

    Our premium plans, N26 You and N26 Metal, offer various insurance packages. These cover events from accidents, to trip delays, cancellations, and baggage insurance. All alongside fee-free card payments, free global ATM withdrawals, and much more.