Bank like a local, anywhere
Make free ATM withdrawals worldwide, use your card with no foreign transaction fees, and enjoy insurance coverage with N26 You and Metal.Open Bank Account
Fee-free payments worldwide
Pay with your N26 card wherever you go — with no foreign transaction fees.
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Travel insurance you can bank on
With N26 You and Metal, get insurance coverage for travel delays, medical emergencies, baggage, and trip cancellations.
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Trusted banking on the go
Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Open an account in minutes
Open your N26 account from your desktop or smartphone in just a few taps.
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FAQ
With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.
No matter which N26 plan you have, enjoy unlimited card payments in any currency, with no foreign transaction fees.
You can easily lock and unlock your N26 card in seconds right from your app in case it goes missing. You also get instant notifications for every payment, so you can rest assured that your money is safe.
Yes! All N26 cards allow you to withdraw money at foreign ATMs. It's free with You and Metal plans, while N26 Smart and Standard users only need to pay a 1.7% fee for ATM withdrawals outside the Euro zone.
Our premium plans, N26 You and N26 Metal, offer various insurance packages. These cover events from accidents, to trip delays, cancellations, and baggage insurance. All alongside fee-free card payments, free global ATM withdrawals, and much more.