N26 Standard
The 100% digital, free bank account
![Standard N26 card on top of a brick with Forbes best bank logo.](https://images.ctfassets.net/q33z48p65a6w/2m9zXZJDclBVXCs9IPzuSA/57d09494ebb225a5ce4fe7d074da7142/1903_Performance_Photoshot_1_Facebook_Carousel_Standard_Card_Angled_IT.png?fit=thumb&fm=png&q=80&w=360)
+8 Million
customers
24
markets
Just minutes
to open a bank account
300,000+
5-star app ratings on iOS and Android
Two Mastercards with no annual fees for your day-to-day
![A hand holding the Standard N26 card.](https://images.ctfassets.net/q33z48p65a6w/4CwGCXorcg5pWwmjtG5Gab/133f40671e048d61555fe77bf9830702/1909_Partnerships_YOOX_LandingPage_CardStd.png?fit=thumb&fm=png&q=80&w=360)
Make instant bank transfers in real-time
![Instant payment.](https://images.ctfassets.net/q33z48p65a6w/4ptJnd8gJORsy0Up7wjO2z/8cde94972818299dd8718c7f45de0ab6/STANDARD_EN_PRIVATE_INSTANTPAYMENTS_ORGANIC_LP_1000X1000.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=360)
Enjoy fuss-free local payments in Italy
![A list of payments methods available in Italy.](https://images.ctfassets.net/q33z48p65a6w/1gieq2UIkjX1rJcHureZiX/1a71ce8b7f7f362d7bda4a0978000392/2009_Local_Payments_IT_Web_Module.png?fit=thumb&fm=png&q=80&w=360)
With N26, you’re always in control
Protected up to €100,000
N26 operates with a full European banking license. That means your money is insured up to €100,000 by the German Deposit Protection Scheme.
Safely shop online with 3D Secure
Your N26 Standard bank account is equipped with 3D Secure (3DS), keeping your online payments extra secure with two-factor authentication.
Push notifications for every transaction
Track your account’s every move with instant push notifications on your phone. Know about all incoming and outgoing payments as they happen.
Log in quickly and securely
Tired of remembering passwords? Use fingerprint identification or Face ID to log in at lightning speed, and keep your account extra secure.
Wondering how to save money? Try N26 Spaces
Prefer banking from your desktop?
Give your eyes a break from squinting at a phone screen. You can also access your N26 Standard bank account from the N26 WebApp for desktop.
Bank statements in a single tap
Preparing for your tax return? Easily export your transaction list in .csv or .pdf format via the N26 WebApp, or download your bank statement from the N26 app.
Customer Support 7 days a week
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=80&w=200)
Mobile banking that’s easy, secure, and convenient.
Over 8 million customers already bank with N26 around the world. Curious to discover why? Compare our premium banking subscriptions now, or open your N26 Standard bank account online in minutes—right from the comfort of home. No maintenance fees. No ATM withdrawal fees. No account fees. Just convenient banking at your fingertips, 24/7.FAQs
- Is N26 a bank?
- Is N26 secure?
- What do I need to open an N26 Standard bank account?
- How do I open an N26 Standard bank account?
- What are the advantages of having an N26 Standard bank account?
- How much does the N26 Standard bank account cost?
- How do I top-up my N26 account?
- How often can I withdraw cash for free?