What your choice of virtual card says about you

What your choice of virtual card says about you

Elevate your banking game with virtual cards designed to match your lifestyle.

JULY 22, 2024

8 min read

Our choices paint a vivid picture of our personality — especially when it comes to money. And thanks to N26’s new range of virtual cards, you can match your digital wallet to your lifestyle. So, what does your design of choice reveal about you? Like your financial persona (or even your star sign), think of it as getting a glimpse into your innermost soul — or at the very least, your spending habits. Join us as we uncover what your choice of virtual card might say about you!

The cookie virtual card is for those who believe life is too short to skip dessert. They see the world through a lens of abundance, where every moment is ripe for enjoyment, and every expense is a pathway to pleasure. They're likely the friend who's always in the know about the newest eatery in town or the hidden gem of a café that serves life-changing eclairs.

For the cookie card specialist, money is more than just a means to an end. They budget with a twist, allocating funds not just for the mundane but for splashes of joy: a spontaneous weekend getaway, a Michelin-star dining experience, or an artisanal chocolate workshop. Yes, they're saving for the future, but they're also unapologetically investing in the now.

The cookie cardholder’s philosophy is simple yet profound: Money should serve as a catalyst for happiness, not a chain of restraint. They manage their finances intending to grow their wealth, but they're equally passionate about using that wealth to make life sweeter, one little indulgence at a time. They remind us that financial wisdom isn't just about accumulation but about making thoughtful choices that enhance life and bring joy.

Currency of freedom: the suitcase cardholder

Those that choose the suitcase virtual card believe that home isn’t a place but a series of adventures waiting to unfold. The suitcase is more than a convenience — it’s a commitment to the nomadic spirit, the joy of discovery, and the priceless experiences that await across the globe. For the suitcase cardholder, airports are familiar haunts, and the hum of a plane taking off is as comforting as a lullaby. Whether it’s trekking through the Amazon, sipping espresso in a tucked-away café in Rome, or navigating the neon-lit streets of Tokyo, these adventurers are at home wherever their curiosity leads them.

The suitcase cardholder’s spending habits

For the suitcase cardholder, money is the currency of freedom, the wind beneath the wings of their wanderlust. Money isn’t to be hoarded but harnessed. It’s a tool that unlocks the gates to new lands, languages, and ways of life. For them, the value of money is measured not in digits but in the richness of experiences it can buy — the stories it can tell and the memories it can create.

The suitcase cardholder’s financial philosophy

Often blending work with wanderlust and setting up offices in far-flung corners of the world, the suitcase cardholders prove that with the right mindset, the world truly can be your oyster. Their lives are a mosaic of experiences, each more colorful and enlightening than the last. They remind us that true wealth is not found in the accumulation of things but in the breadth of our experiences and the depth of our connections across cultures.

The art of intentional spending: the bar of soap cardholder

Those who find beauty in minimalism and seek to cleanse their lives of physical clutter and financial noise gravitate towards the bar of soap virtual card. They navigate life with a sense of purpose and clarity, investing in sustainable products and meaningful experiences that reflect their ethos. Their lifestyle is a testament to their belief in the importance of sustainability, not just in environmental terms but as a holistic approach to living.

The bar of soap cardholder’s spending habits

For the bar of soap cardholders, financial decisions are made with a deliberate focus on necessity and value. They reject the superfluous, directing their resources towards essentials and experiences that enrich rather than clutter their lives. However, this doesn't mean they live devoid of pleasure; instead, they find joy in the quality and sustainability of their choices. They are the embodiment of the principle that true luxury lies in simplicity and sustainability, not in extravagance.

The bar of soap cardholder’s financial philosophy

These thoughtful individuals manage their finances with the same meticulous care they apply to every other aspect of their lives. They ensure that every dollar spent or saved serves a larger, more meaningful goal. The bar of soap cardholders remind us that in a world often dominated by excess, there is profound power in choosing simplicity and finding richness in the things that truly matter.

Amplifying joy: the music speaker cardholder

The individual drawn to the music speaker card is someone for whom music is both a sanctuary and a source of infinite energy. They're likely to wear headphones as a constant accessory, have a playlist for every mood, and have a keen eye on the calendar for the next concert or music festival.

The music speaker cardholder’s spending habits

The music speaker’s approach to money is straightforward yet profound: It’s a resource to be utilized in pursuing passions and amplifying life’s experiences. To them, investing in a state-of-the-art sound system or securing a front-row seat at a concert isn't frivolous spending, but an investment in quality of life. They understand that life, like music, is about dynamics, highs and lows, and the spaces in between.

The music speaker cardholder’s financial philosophy

In essence, this virtual card is for those who navigate life with a soundtrack and who understand that the right song can elevate a moment from mundane to magical. They manage their finances with an ear for harmony, ensuring that their passion for music is nurtured and never neglected. They remind us that when handled with care and intention, money can amplify our experiences' beauty, making every moment richer, every memory more vivid, and every beat a cause for celebration.

Crafting a life of style and substance: the polo shirt cardholder

Those who opt for the polo shirt card believe that true style never shouts but rather whispers confidently. They glide through their days with a poised assurance, adeptly juggling work demands, the joys of social engagements, dedication to personal hobbies, and commitment to family, all without breaking a sweat.

The polo shirt cardholder’s spending habits

Their relationship with money is akin to their approach to life: thoughtful, balanced, and always in style. They view financial resources as the means to curate a life that’s not just successful but also rich in experiences and quality. Every financial decision is made with a keen eye for longevity and quality. They would rather invest in a single exquisite watch that tells a story and can be passed down through generations than chase the fleeting satisfaction of trendy gadgets. Their intentional purchases reflect a deeper appreciation for craftsmanship, heritage, and sustainability.

The polo shirt cardholder’s financial philosophy

In essence, the virtual polo shirt card is more than just a financial tool for its holders: It reflects their ethos. They navigate their finances with the same precision and grace with which they select their attire or plan their time. They remind us that elegance and prudence are not mutually exclusive but are, in fact, the foundation of a well-lived life.

Choosing financial stability: the plain, no-frills cardholder

In a world often caught up in the whirlwind of the latest trends and gadgets, the plain virtual card is a testament to the beauty of simplicity. This card isn’t about making a statement or following the crowd; rather, it’s about functionality, reliability, and the quiet confidence of knowing what matters most.

The plain cardholder’s spending habits

The individual who opts for the plain card embodies the principle that less is more. They navigate through life with a clear sense of purpose, valuing substance over style. Their approach to life is deliberate, focusing on the essentials and finding satisfaction in the reliability and stability these choices bring. They’re the ones who find beauty in clarity and strength in simplicity.

The plain cardholder’s financial philosophy

Their relationship with money is refreshingly straightforward: It’s a tool, not a goal. They remind us that money should be managed wisely, with an eye toward long-term security and peace of mind. Money’s value lies not in the ostentation or complexity it can bring into our lives but in the simplicity, security, and peace of mind it can provide.

What are the benefits of having a virtual card?

A virtual card is the same as your familiar physical debit card but digital. You can use it for online purchases or add it to Apple Pay or Google Pay for a secure, tap-and-go in-store experience. N26 premium users can add a virtual version of their physical debit Mastercard to their digital wallets. This virtual card not only has its unique card number but can also be independently locked or unlocked without affecting the functionality of the primary card, making it more secure.

Your money at N26

Curious which virtual card you’ll gravitate toward? N26 premium users can choose from six different virtual cards, all of which offer safe and convenient online and in-store payment options. Additionally, intuitive features like Spaces sub-accounts let you easily allocate funds for specific expenses or save towards your goals. Insights allows you to organize your finances, track your spending, and set budgets. Plus, push notifications help you monitor your account activity in real time, empowering you to take care of your financial well-being. Opening an account with N26 takes just a few minutes, and there’s no pesky paperwork. Achieve your goals and build a more secure future today with an N26 account.