Discover your N26 Metal debit card
Enjoy free payments and withdrawals abroad
Mobile phone insurance
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Emergencies when traveling
The N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, including emergency dental care. You also get access to 24/7 medical phone assistance.
Baggage coverage and delay insurance
Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.
Travel delay and cancellation
We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.
Trip interruption
Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.
Save up for your projects with sub-accounts
Purchase protection
Coverage up to €10,000 in 12 months for stolen or damaged eligible purchases bought with your N26 card
Personal liability while traveling
Coverage up to €500,000 for Personal Liability in case you’re legally liable for damage to a third party or their property during a trip.
Dedicated customer service, always on-hand to help
A backup for your Metal card
What's next?
Get a discount when you pay annually
Choose to pay for your N26 Smart, You or Metal account annually and you’ll save 20% — that’s a premium N26 account at much less of a premium.N26 Metal
Our most premium plan
From €13.50/month
An 18-gram metal card
Up to 8 free ATM withdrawals per month
Purchase protection
Priority customer hotline
N26 You
Travel with premium perks
€9.90/month
2% AER/NIR* interest on your N26 Instant Savings
Unlimited free withdrawals in foreign currencies
Insurance for delay and theft of luggage
Medical emergency cover
N26 Standard
The free online bank account
€0.00/month
2% AER/NIR* interest on your N26 Instant Savings
Worldwide payments and no foreign transaction fees
Up to 3 free domestic ATM withdrawals
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*Need a physical card? Order a transparent debit Mastercard card for an one-time €10 delivery fee.
Frequently Asked Questions
- Travel delays
- Baggage delay
- Baggage coverage
- Emergencies while traveling
- Trip cancellation
- Trip interruption
- Personal liability insurance
- Mobile phone coverage
- Purchase protection