Your bank account with travel insurance
Your premium bank account, with everyday and travel insurance for that extra peace of mind. Discover what’s included with N26 You and Metal below.
*The insurance on this page is offered exclusively to new-joining customers after 13.11.2019.
Premium Insurance package may differ for N26 You, Business You, Metal, and Business Metal customers who have opened their N26 account before 18.04.2023. You can find an overview of those benefits here. By mid-May 2023 all existing N26 You, Business You, Metal, and Business Metal customers will receive individual communication regarding changes to their insurance benefits.
Rest assured you’re covered with travel insurance
Alongside free ATM withdrawals abroad, your choice of card color and exclusive partner discounts, benefit from a re-designed package of trip and travel health insurance, provided by Allianz Assistance.
Your travel insurance cover
Emergencies when travelling
Travel medical insurance up to €1,000,000 for you, your partner and kids in case of emergencies, inclusive of dental and winter sports*.
Travel delay and cancellation
We know how inconvenient it can be when business trips don’t go to plan. Thankfully, if your trip is cancelled or delayed for more than 2 hours, you’ll be covered.
Baggage coverage and delay insurance
Get covered up to €500 for baggage delays over 4 hours, or up to €2,000 if your baggage goes missing.
Get covered up to €10,000 for unused non-refundable trip costs, plus additional accommodation and transportation.
Mobile phone insurance
With N26 Metal, enjoy extra peace of mind and avoid the extra costs that come with replacing your phone! It doesn’t matter if you’ve paid for it with your N26 card or not—your phone insurance covers you up to €2,000 for mobile theft and damages.
Medical travel insurance
Get emergency medical coverage for you, your partner and children while traveling, with access to 24/7 medical phone assistance. Dental insurance is included.
Personal liability while traveling
Coverage up to €500,000 for Travel Liability in case you’re legally liable for damage to a third party or their property during a trip.
Explore your world with travel insurance
Lifestyle, mobility and travel insurance is just the beginning. To enjoy all the benefits that come with N26 You or Metal, sign up today and open a bank account in minutes. No paperwork needed.
Frequently asked questions
What is travel insurance?
If you have travel insurance, you’re protected from certain financial risks and losses that can occur while you’re traveling.
What travel insurance is included with my N26 bank account?
If you have an N26 You, Business You, or an N26 Metal or Business Metal bank account, you can claim travel insurance in case of trip cancellation or curtailment. Additionally, you’re covered for flight delays over 4 hours, and if your luggage is held up or goes missing.
With medical travel insurance in case of emergencies, you can also make a claim up to €1,000,000 for you, your partner and kids. This also includes dental emergencies.
Is phone insurance included?
If you’re an N26 Metal or Business Metal customer, you’re also covered up to €2,000 for mobile theft and damage if the event and phone are eligible.
How can I make a claim?
To make an insurance claim, open your N26 app and go to My Account. Tap on your account name under ‘Manage,’ and go to ‘Allianz insurance coverage.’ Select the type of claim you’d like to make and tap ‘Start my claim process.’ Please follow the step-by-step guide on how to submit the required documents to Allianz.
For more information, please refer to the Terms and Conditions.
*The insurance on this page is offered exclusively to new-joining customers after 13.11.2019. Subject to the policy Terms and Conditions.