FAQs

    Choose 'Get started' on your N26 app Home tab and follow the instructions. If you don't see this, go to the Explore tab and look out for 'Shop. Share. Win!'

    You can enter any time during the promotion from November 20 to December 15 and all eligible purchases during that period will be counted towards your total, regardless of when you enter.

    The eligible amount spent with your N26 card is multiplied by the number of successful friend referrals you make. For example, if you spend €500 during the promotion period and refer 3 friends, your potential prize would be €1,500. If you refer zero or one friend your amount remains the same, e.g. €500 x0 is still €500 in this promotion.

    After you’ve entered the promotion, you can always follow the ‘Refer a friend’ button located on the Home tab in your N26 app. This will give you a link to share with your friends.

    As many as you like! Referring two friends doubles the prize amount, three triples it, etc.

    Your friend needs to sign up to N26 using your unique referral link. With their opened account, they'll need to make one card transaction worth equal or more than the amount earned in the referral invite. A qualified referral means all of these actions are taken by December 15, 2024.

    Unfortunately they won't count toward multiplying your prize total. But you'll still get your referral bonus once they sign up and make a transaction that's of a value equal or more than the referral bonus.

    Your friend has likely not yet opened their account, or not yet made their first transaction with their N26 card or virtual card. Don't worry, they have until December 15 to do this!

    Card purchases — both physical and virtual that go through (e.g. transaction is confirmed and money is collected by the merchant). Excluded are bank transfers, ATM withdrawals, top-ups, and recurring billed payments. Eligible transactions are those performed during the 26-day promotion period.

    If you're a winner, we'll let you know by email and your cash prize will be paid to your N26 account by January 10, 2025.