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AFC Junior Analyst
Department:Operations
Location:Madrid
About the opportunity
We are looking for a dynamic Investigator to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal.
About the opportunity
In this role, you will:
As an AFC Operations Investigator, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime.
Your responsibilities will include:
In this role, you will:
- Investigations of Financial Crime alerts or cases of suspicious activities identified
- Enhancing our analysis, and expanding the processes in our procedures and rulebook, as well as identifying improvements related to our internal transaction monitoring systems.
- Draft Suspicious Activity Reports to SEPBLAC and the corresponding authorities, prior escalation to the Senior Investigator/Associate (L2)
- Prepare and submit documentation to authorities in their relevant channels/tools of reporting
What you need to be successful:
What you need to be successful:
Background:
- Min. 2 year with relevant banking experience in Anti Financial Crime (money laundering, terrorist financing, fraud, tax evasion)
- Experience on Spanish AML/CTF regulation and handling reporting (ie. SARs, FTF) to SEPBLAC
- Bachelor’s degree (ideally in law, business or finance) is preferred.
- Knowledge use of MS Office (G suits) skills for Excel and Word. Salesforce experience is a plus.
- Knowledge of European and Spanish regulations on Financial Crime (AML, terrorism financing, fraud, and tax evasion).
- You are fluent in English and Spanish languages.
- Deliver with quality and keep confidentiality.
- Maintain an analytical mindset, willingness of thinking out of the box and appetite for learning.
Skills:
- You are detail oriented, diligent and reliable.
- You have a hands-on mentality and take on ownership.
- You should enjoy a fast paced working environment, show high willingness to learn and work autonomously to grasp new topics.
Traits:
- Actively help yourself (and others) be successful.
- Continuously learn and challenge the status quo.
- Think globally, act locally.
- Strong bias for action.
- Give and receive open, direct and timely feedback.
- Respect and follow internal escalation rules
What’s in it for you:
- Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
- Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
- As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
- Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.
- A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
- A relocation package with visa support for those who need it.