An everyday free bank account from N26

The N26 standard account comes with everything you need to spend, save and keep track of your money, all under one app.

An account with Mastercard as standard

Each N26 bank account comes with a free Mastercard debit card, accepted worldwide. Use the app to set daily spending limits, lock or unlock your card and reset your PIN anywhere in the world, 24/7.

Secure online banking features

Mastercard SecureCode - Icon - N26 Security

3D Secure

3D Secure (3DS) from Mastercard SecureCode is an extra layer of security that helps prevent fraud when making payments online with your N26 account.

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Receive push-notifications with your account activity

Stay up to date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.

PIN Code - Icon - N26 App

Lost your N26 Mastercard? Lock it straight away.

Ever lost a bank card and found it again the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be at the tap of a button, or simply unlock again.

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Secure fingerprint login

Instead of typing in your password every time you want to open your N26 account, your secure fingerprint login does the hard work for you.

Headache-free bank transfers

Make instant, real-time bank transfers for free using N26 MoneyBeam. Send, receive or request money from your contacts listed in the N26 app, or add contacts with just an email or phone number.

Make international money transfers with TransferWise

Send money in 19 different currencies using the Transferwise feature built inside the N26 app and save up to 6 x more than you might with traditional banks.

N26 Spaces

Spaces is the free N26 app feature that lets you create sub-accounts for budgeting and organizing your money. Create and customize your own space and reach your savings goals.

Spaces
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#Tag your transactions

#weekend, #friends, #gift — Create your own personal #tags to organize your account transactions list better and see the total amounts for each label.

Automatic categorization of your spending

Not sure where all your money goes? Your account uses artificial intelligence to automatically categorize your spending and shows you in the app.

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Banking on any device

We’re mobile, but you can also do your banking at the office. Our WebApp has the same functionality, but with extra features like Dark Mode glare reduction.

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Export and print transactions

Ideal for tax returns or reimbursing business expenses. Download your statement as a PDF directly on your computer and print it off.

We’re here for you. In several languages.

If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian.

Visit Help Center
Support Channels - N26 Customer Service

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

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Notice

Apple Pay is only available in Finland, France, Ireland, Italy, and Spain.

Google Pay is only available in United Kingdom, Belgium, Germany, Ireland, Italy, Slovakia, and Spain.