Make a statement with N26 Metal

With the N26 Metal account, you enjoy exclusive benefits for everyday life and travel. Your payments and withdrawals in foreign currencies are free of charge and your travels are insured by a comprehensive insurance package by Allianz. From the N26 application, you have access to a section dedicated to partner offers, designed to support you on a day-to-day basis.
Open N26 Metal account

The combination of design and technology

Elegant, the N26 Metal stainless steel card stands out for its unique and timeless metallic appearance. Its design is not its only asset: it is compatible with simple and secure contactless and mobile payments.
Open N26 Metal account

Insurance for travel, mobility and lifestyle*

Emergency medical cover

Families travel together. That’s why one N26 Metal policy provides cover for you, your spouse and children incase of a medical emergency abroad, with access to 24/7 medical phone assistance.

Cover for loss and delay

If your luggage is held up or goes missing, or if your flight is more than 4 hours delayed, you can claim compensation to make sure you never end up stranded without a toothbrush.

Smartphone insurance

As a mobile bank, we know how stressful losing your phone can be. With N26 Metal, it’s all in hand, thanks to up to €1,000 cover in the event of smartphone theft or accidental damage.

Car rentals, bikes and scooters

Make the journey from A to B without the worry. As well as hire car theft and damage cover, we’ve also got your back when you hire vehicles from car, bike and scooter sharing apps.

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Free withdrawals worldwide

When you pay with your N26 Metal Mastercard online and in stores there are no markups and no transaction fees. Better still, you can withdraw cash for free in any currency from ATMs around the world.

The account for the digital generation

Metal’s dedicated support team are on hand to help. Speak to one of our designated Metal customer support specialists by phone, or chat to us in the app.

What's next?

Open your N26 Metal account now and your card will be shortly on its way to you.
Paperless - Icon - N26 App.
1. Sign up

Hit the button below and enter your personal details in order to create your account.

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2. Download the app, verify your identity

Download and log in to the N26 app, so we can verify your identity. Have a valid ID ready.

N26 Mastercard - Icon.
3. Your card is on its way

Your N26 Metal Mastercard Debit will arrive within a few days.

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4. Enjoy your N26 account!

You're good to go! You can top up your account and start making transfers.

+8 Million

customers

~1.8B USD

Invested

+1500

Employees

~$1.8B

Invested

n26 standard card.
n26 metal card.
n26 you card.

Your card, your style.

Join N26 or upgrade to Metal and redefine your banking experience.
Open N26 Metal account

Allianz Logo - Updated June 2020. Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Metal features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch) *The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent — to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible). The fees and cryptocurrency prices shown on the N26 app for every transaction, including a possible spread, are not determined by N26 but provided by Bitpanda GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.