Business Metal card.

Introducing N26 Business Metal—the premium business account for entrepreneurs, with 0.5% cashback

Discover N26 Business Metal, a new generation business account that comes packed with benefits, and our statement metal card.

3 min read

For freelancers and the self-employed, a business bank account has to deliver so much more than just being a place that your invoices are paid into—it should be a crucial hub for all of your business’ financial operations, while also supporting your day-to-day.

While N26 Business and Business You already deliver this secure, smart and seamless way to manage your money, we’ve decided to take it even further by introducing you to N26 Business Metal—a bank account rewarding you with 0.5% cashback on all purchases, a new selection of business-related deals and offers, and our most extensive insurance package yet.

And of course, it comes paired with an engraved Mastercard in 18-gram stainless steel, and a choice of three striking metallic shades. It’s our most prestigious business plan yet, and it serves the perfect combination of stylish design and purposeful functionality.

Benefit from 0.5% cashback, and enjoy N26 Business Perks

Every cent counts as you’re growing your business—and that’s why we’ve loaded Business Metal with an exclusive 0.5% cashback on all purchases made with your N26 card. And with these funds being automatically deposited directly back into your account on a monthly basis, it’s an effortless way to reinvest back into your business without second thought.

On top of this, Business Metal is further tailored to you with its wide selection of business-orientated Perks, chosen specifically to help you build, maintain and grow your business. Want to reach more of your ideal customers with targeted messaging? Keen to organize your time better? Or, maybe find the ideal freelancer to advance you forward? Google Ads, Fiverr, and Boosted are just a few of the giants we’ve partnered with, all built to help business owners optimize and accelerate their results.

And when you’re ready to take a much-needed break and unwind a little, you can tap into lifestyle perks that support a healthy work-life balance. Just as with N26 Metal, enjoy some of the world’s bestselling non-fiction with Blinkist, or take a 8fit class to move your body. You can view the full selection of what’s available to you, right in the N26 app.

Enjoy peace of mind with insurance, wherever you are

We’ve all been there—sometimes, things just don’t go to plan. Thankfully, wherever your work takes you, you can rest assured you’re protected in case the unexpected happens.

Designed to provide the ultimate peace of mind, your Business Metal bank account comes with coverage up to €1000 for your mobile phone in case of phone theft or damage. And you can also claim compensation for the time and money lost if your flight is cancelled or delayed, or if your luggage goes missing en route. Similarly, if you rent a vehicle from a car, scooter or bike sharing app, you’re covered while traveling from A to B. And as with our N26 Metal plan, should you find yourself with a medical emergency abroad, you, your spouse and children are insured.

Protect what you love

Get peace of mind for your laptop, smartwatch, tablet, or smartphone with N26 Insurance.

Smart money management tools that organize your business

Needless to say, Business Metal also offers the full range of intelligent N26 banking features you know and love, delivering smart money management to keep your business running efficiently.

For example, you can keep track of all your business expenses all in one place, get instant push notifications after every transaction, and enjoy an automatic categorization of your spending with Statistics. Additionally, create up to 10 Spaces sub-accounts to set aside funds, manage budgets for your projects, and even share them with other N26 users to save up collectively for that business venture or Friday night drinks. And when it comes to that dreaded tax return, avoid the stress by easily viewing and downloading your statements via the N26 Web App in a few clicks.

N26 Business Metal is the premium all-rounder, supporting you along every step of the way as you grow your business. To upgrade, open your N26 app, tap on the “Explore” tab and select “Upgrade.” Follow the instructions to get started, and start using your new account immediately—without even having to wait for your metal card to arrive.

Built for business

Enjoy premium business banking with 0.5% cashback, a metal Mastercard, insurance & more.
Get N26 Business Metal (new tab)
Business Metal 3 debit cards in different colors.

By N26

Love your bank

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