N26 Blog: Banking Basics

Article by Xavier Lavayssiere, financial expert, discussing the challenges of cross-border payments for N26.

Demystifying cross-border payments: challenges and new trends

Cross-border payments are booming — but they’re usually slow and costly. Here, digital finance expert Xavier Lavayssière covers the new trends that forecast a bright future for international payments.
6 min read
N26 notification from a SEPA Instant Incoming Transfer.
SEPA transfers made easy–everything you need to know
8 min read
N26 notification from a SEPA Instant Incoming Transfer.

SEPA transfers made easy–everything you need to know

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.
8 min read
Euro symbol.
Banking Basics: getting started
6 min read
Euro symbol.

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.
6 min read
A credit card being inserted into an ATM.
Banking Basics: ATM fees
6 min read
A credit card being inserted into an ATM.

Banking Basics: ATM fees

Confused why you’re getting charged ATM fees when you withdraw your cash? Read more about why it’s happening and how to avoid them next time.
6 min read
EU flag but the stars are Euro symbols.
Banking Basics: EU banking rules and regulations
8 min read
EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.
8 min read
Woman is counting a stack of dollar bills with both hands.
A brief guide to universal basic income
4 min read
Woman is counting a stack of dollar bills with both hands.

A brief guide to universal basic income

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.
4 min read
a collection of all clocks showing times in different cities of the world.
How long does a transfer take?
2 min read
a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.
2 min read
N26 You.
Credit, debit, and prepaid cards—what’s the difference?
7 min read
N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.
7 min read
A golf flag pole.
Foreign transaction fees to look out for when using your debit card abroad
6 min read
A golf flag pole.

Foreign transaction fees to look out for when using your debit card abroad

How much are you paying for foreign transaction fees and ATM withdrawals when using your card abroad? Read this article to learn more.
6 min read
Upside-down turned piggybank.
13 hidden fees in banking to be aware of
10 min read
Upside-down turned piggybank.

13 hidden fees in banking to be aware of

This week, we’re taking a look at hidden bank fees – and specifically, how you can avoid them.
10 min read
A list of banking acronyms.
Banking Basics: your guide to EU banking acronyms
5 min read
A list of banking acronyms.

Banking Basics: your guide to EU banking acronyms

Ever wondered what all those confusing banking acronyms actually mean? We’ve got the answers right here.
5 min read