BlogBanking Basics

N26 Blog: Banking Basics

Dear Money: an exercise for rewriting your financial scripts

Whether you feel stuck, anxious, or ready to make a change, writing a letter to money can help you reflect on and reset your financial mindset.

5 min read

Demystifying cross-border payments: challenges and new trends

6 min read

Demystifying cross-border payments: challenges and new trends

Cross-border payments are booming — but they’re usually slow and costly. Here, digital finance expert Xavier Lavayssière covers the new trends that forecast a bright future for international payments.

6 min read

How to master your shared savings goals

5 min read

How to master your shared savings goals

From dream vacations to homeownership, here’s how to achieve It all with shared financial goals

5 min read

How inflation can deplete your hard-earned money, and ways to fight it

10 min read

How inflation can deplete your hard-earned money, and ways to fight it

Inflation can take a toll on your money — if you let it. Here, we share strategies for fighting inflation, like investing and taking advantage of high-interest savings accounts.

10 min read

SEPA transfers made easy–everything you need to know

8 min read

SEPA transfers made easy–everything you need to know

You’ve heard of SEPA payments, but what does it stand for, and how does it actually work? We unpack all you need to know about SEPA transfers here.

8 min read

Best ways to send money online internationally

8 min read

Best ways to send money online internationally

Sending money overseas? Here’s what you need to know to get the best exchange rates and avoid hidden fees on your international money transfer.

8 min read

The ECB’s key interest rate: what it is and how it affects you

12 min read

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

12 min read

Banking Basics: getting started

6 min read

Banking Basics: getting started

We’re here to demystify all things banking-related. Read our guide to take a closer look at the basics of your account.

6 min read

Banking Basics: ATM fees

6 min read

Banking Basics: ATM fees

Confused why you’re getting charged ATM fees when you withdraw your cash? Read more about why it’s happening and how to avoid them next time.

6 min read

Banking Basics: all about ATM cash machines

4 min read

Banking Basics: all about ATM cash machines

ATMs have a solid concept: type PIN, get money. But if you’ve ever wondered what comes next, this guide holds the answers.

4 min read

Buy Now, Pay Later: how to use installment shopping responsibly

5 min read

Buy Now, Pay Later: how to use installment shopping responsibly

Digital options to postpone your payments and easily create monthly installment plans are here to stay. What do you need to know to use Buy Now, Pay Later (BNPL) services responsibly?

5 min read

What’s an offshore account? A step-by-step guide to banking internationally

6 min read

What’s an offshore account? A step-by-step guide to banking internationally

Offshore bank accounts used to get a bad rap, but in fact, they’re regular bank accounts — just located outside your home country. Learn what an offshore account is and how to open one.

6 min read