FAQ Page

Question 1

Can I open a personal account and a business account with N26?

Accepted Answer

No. At the moment, it’s not possible to have two N26 bank accounts at the same time. If you have a personal N26 bank account and wish to open an N26 Business bank account, you will first need to close your personal N26 account.

Question 2

How much does it cost to open an N26 business bank account?

Accepted Answer

The N26 Business Standard is free and doesn’t charge any opening or maintenance fees. The N26 Business Smart bank account costs €4.90 per month, the N26 Business You bank account costs €9.90 per month and the N26 Business Metal account is available for €16.90 per month, with a 12-month commitment period. To open an N26 account, no deposit or minimum income is required.

Question 3

What are the advantages of the N26 Business bank account?

Accepted Answer

N26 Business are bank accounts for freelancers and the self-employed that comes with powerful tools to better manage your business finances.

Question 4

How do I open an N26 Business bank account?

Accepted Answer

Opening an N26 Business account takes only a few minutes and can be done directly from a smartphone. If you meet our [eligibility criteria](https://support.n26.com/en-it/account-and-personal-details/opening-an-account/how-to-open-my-n26-account), all you need is a compatible smartphone and a valid ID document. Once we’ve verified your identity, you can add your virtual N26 Business Mastercard debit card to your mobile wallet, and begin using your business bank account right away.

Question 5

Do I need a business account if I work as a freelancer?

Accepted Answer

N26 Business is designed for freelancers and the self-employed—you must open your bank account using your name. Opening a business bank account is a good way to separate your personal expenses from those related to your business—it’ll allow for easier accounting and money management as your business grows.

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0.1%Cashback

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—Free ATM withdrawals abroad

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