Get a cashback bonus when you make digital payments with N26

Did you know you can take part in the Italian Cashless program with N26? It offers access to:

✓ 10% cashback on digital payments in physical stores

✓ A chance to take part in the Receipt Lottery draw

An with N26 Cashless, the more you pay with N26 in physical stores, the more chances you have to win! Not an N26 customer yet? Open your bank account in minutes from your smartphone to earn a government cashback bonus, and enjoy all the advantages of a fully digital bank.

A contactless N26 Mastercard next to a mobile POS.
A hand holding the Standard N26 card.

The government cashback bonus: how does it work?

The government cashback bonus is an initiative promoted by the Italian government as part of the Italia Cashless plan to encourage digital payments, i.e. the use of debit cards, credit cards and payment apps. By participating, you can receive up to 10% cashback on your digital in-store payments and win up to €1,500 every 6 months.

Find out more about the cashback bonus

What’s the Receipt Lottery?

The Receipt Lottery is another Italia Cashless initiative that rewards your digital payments. For every euro you spend in physical stores with your card, you’ll receive a virtual ticket that allows you to participate in weekly, monthly and annual draws. Up to €5 million is up for grabs!

Learn more about the lottery
A hand holding a credit card.
Transparent, Aqua and Metal N26 Mastercard with the N26 Cashless competition and government cashback logos.

Cashback and lottery: how do I take part with N26?

Earning the cashback bonus and taking part in the Receipt Lottery with N26 is easy:

  1. Add your N26 Mastercard N26 to the IO app
  2. Generate your lottery code on the official portal
  3. Pay with N26 in physical stores—the more you spend, the more chances you have to win!
What’s the IO app? Find out here

How does the N26 Cashless competition work?

The more you pay with N26, the more chances you have to win!

  • Pay with N26

    Make at least 20 transactions in physical stores with your N26 Mastercard from March 1, 2021 to June 30, 2021.

  • Collect points

    Spend with N26 for a chance to win. Open your app to check how many transactions you’ve made.

  • Get rewarded

    Depending on the number of transactions you make, you can win up to €160 worth of Amazon.it Gift Cards.

How do I open an N26 account?

Get a 100% digital bank account with no maintenance fees, or a premium bank account with insurance coverage and special perks. Find a plan that works for you, and enjoy:

✓ Account sign-up in 8 minutes
✓ Full control from your smartphone
✓ Push notifications after all activity
✓ N26 Mastercard for contactless and mobile payments
✓ An Italian IBAN
✓ Secure online shopping

N26 app and card.
N26 You card, Petrol.

More than 40,000 Italians are earning cashback with N26

Don’t miss your chance—it's easy! Add your N26 Mastercard to the IO app now to discover all your advantages.

Cashback and digital payments with N26

Want to find out more about the cashback bonus and how to make digital payments with N26? Check out our blog!

Advertising message for promotional purposes. Please see the Terms & Conditions for more information.

Competition valid from March 1, 2021 to June 30, 2021. Prize money €4,160 VAT-exempt. For the complete Terms and Conditions, visit this page. Amazon.co.uk Gift Card is not a sponsor of this promotion. Restrictions apply. More details on amazon.it/gc-legal.

FAQs

How can I earn the government cashback bonus with N26?

To earn the government cashback bonus with N26, simply register on the IO app—the Public Administration app. After installing the app, log in with your SPID credentials or your CIE (electronic ID card). Then, insert the details of your N26 Mastercard and your N26 IBAN to get the cashback directly paid into your account. You can earn cashback with N26 if you have an Italian or a German IBAN.

How can I take part in the Receipt Lottery?

To take part in the Receipt Lottery, you need to generate your personal lottery code on the official portal of the program. In order to get your virtual tickets, you only need to show your code at the checkout when you make your digital payment—every euro you spend gives you access to one virtual ticket, up to 1000 virtual tickets for a receipt of at least €1000. For more information, check out our blog article about the Receipt Lottery.

What payments are eligible to earn the government cashback bonus?

To earn the cashback bonus, all digital payments you make in affiliated physical stores are eligible. However, online payments and any expenses related to your professional or entrepreneurial activity are not eligible. For more information, check out the official Italia Cashless website.

What payments are eligible to take part in the Receipt Lottery?

Only cashless payments, i.e. payments made with debit cards, credit cards and payment apps are eligible to take part in the Receipt Lottery. For more information, check out the official portal of the Receipt Lottery.

Quali sono i premi in palio per la Lotteria degli scontrini?

There are many prizes you can win with the Receipt Lottery, including:

  • 15 weekly prizes of €25,000
  • 10 monthly prizes of €100,000
  • 1 annual grand prize of €5,000,000.

How does the N26 Cashless competition work?

N26 Cashless is our competition that gives you a chance to win when you pay with N26 in physical stores from March 1, 2021 to June 20, 2021. Depending on the number of eligible transactions you make, you can win up to €160 worth of Amazon.it Gift Cards. All N26 customers resident in Italy who hold a personal account with an Italian or German IBAN—and gave consent to receiving marketing communications—automatically participate in our competition. N26 business accounts are excluded from this competition. For more information, check out the complete Terms & Conditions.

What can I win with N26 Cashless?

Depending on the number of eligible transactions you make, and on the points you collected, you can unlock 3 prize tiers:

  • A €20 Amazon.it Gift Card for at least 20 eligible transactions
  • A €50 Amazon.it Gift Card for at least 50 eligible transactions
  • A €90 Amazon.it Gift Card for at least 90 eligible transactions

If you unlock more than one tier, you can take part in draws for each category. However, the prizes within the same category are not cumulative. For more information, check out the complete Terms & Conditions.