Get a cashback bonus when you make digital payments with N26

Did you know you can take part in the Italian Cashless program with N26? It offers access to:

✓ 10% cashback on digital payments in physical stores

✓ A chance to take part in the Receipt Lottery draw

An with N26 Cashless, the more you pay with N26 in physical stores, the more chances you have to win! Not an N26 customer yet? Open your bank account in minutes from your smartphone to earn a government cashback bonus, and enjoy all the advantages of a fully digital bank.

A contactless N26 Mastercard next to a mobile POS.
A hand holding the Standard N26 card.

The government cashback bonus: how does it work?

The government cashback bonus is an initiative promoted by the Italian government as part of the Italia Cashless plan to encourage digital payments, i.e. the use of debit cards, credit cards and payment apps. By participating, you can receive up to 10% cashback on your digital in-store payments and win up to €1,500 every 6 months.

Find out more about the cashback bonus

What’s the Receipt Lottery?

The Receipt Lottery is another Italia Cashless initiative that rewards your digital payments. For every euro you spend in physical stores with your card, you’ll receive a virtual ticket that allows you to participate in weekly, monthly and annual draws. Up to €5 million is up for grabs!

Learn more about the lottery
A hand holding a credit card.
Transparent, Aqua and Metal N26 Mastercard with the N26 Cashless competition and government cashback logos.

Cashback and lottery: how do I take part with N26?

Earning the cashback bonus and taking part in the Receipt Lottery with N26 is easy:

  1. Add your N26 Mastercard N26 to the IO app
  2. Generate your lottery code on the official portal
  3. Pay with N26 in physical stores—the more you spend, the more chances you have to win!
What’s the IO app? Find out here

How do I open an N26 account?

Get a 100% digital bank account with no maintenance fees, or a premium bank account with insurance coverage and special perks. Find a plan that works for you, and enjoy:

✓ Account sign-up in 8 minutes✓ Full control from your smartphone✓ Push notifications after all activity✓ N26 Mastercard for contactless and mobile payments✓ An Italian IBAN✓ Secure online shopping

N26 app and card.
N26 You card, Petrol.

More than 40,000 Italians are earning cashback with N26

Don’t miss your chance—it's easy! Add your N26 Mastercard to the IO app now to discover all your advantages.

Cashback and digital payments with N26

Want to find out more about the cashback bonus and how to make digital payments with N26? Check out our blog!

Woman paying with a contactless card in a store.

The contactless payment limit doubles to €50

From January 1, 2021, you can make contactless payments up to €50 without entering your PIN, and earn cashback from the Italia Cashless program.

N26 logo against a turquoise background.

Managing your payments in Italy is hassle-free with N26

Now with N26, you can easily top up your mobile phone and pay your taxes in Italy, directly from your smartphone. Here’s how it works.

Contactless payment with a smartphone.

Here’s everything you need to know about using payment apps

Make payments with just a wave or tap of your smartphone.

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How can I earn the government cashback bonus with N26?

To earn the government cashback bonus with N26, simply register on the IO app—the Public Administration app. After installing the app, log in with your SPID credentials or your CIE (electronic ID card). Then, insert the details of your N26 Mastercard and your N26 IBAN to get the cashback directly paid into your account. You can earn cashback with N26 if you have an Italian or a German IBAN.

How can I take part in the Receipt Lottery?

To take part in the Receipt Lottery, you need to generate your personal lottery code on the official portal of the program. In order to get your virtual tickets, you only need to show your code at the checkout when you make your digital payment—every euro you spend gives you access to one virtual ticket, up to 1000 virtual tickets for a receipt of at least €1000. For more information, check out our blog article about the Receipt Lottery.

What payments are eligible to earn the government cashback bonus?

To earn the cashback bonus, all digital payments you make in affiliated physical stores are eligible. However, online payments and any expenses related to your professional or entrepreneurial activity are not eligible. For more information, check out the official Italia Cashless website.

What payments are eligible to take part in the Receipt Lottery?

Only cashless payments, i.e. payments made with debit cards, credit cards and payment apps are eligible to take part in the Receipt Lottery. For more information, check out the official portal of the Receipt Lottery.

Quali sono i premi in palio per la Lotteria degli scontrini?

There are many prizes you can win with the Receipt Lottery, including:

  • 15 weekly prizes of €25,000
  • 10 monthly prizes of €100,000
  • 1 annual grand prize of €5,000,000.