The bank you’ll love
N26 lets you manage your bank account, spend and set money aside in real-time, all under one app. Open your account in minutes right from your smartphone, and start spending before your physical card arrives.
Your free N26 bank account
Join N26 to get a free bank account and a virtual Mastercard debit card to use all over the world. Discover convenient, 100% mobile banking, and stay in control of your finances—wherever you are.Read more
N26 Smart—spend and save with confidence
N26 Smart is the new bank account that adapts to your lifestyle. Get your Mastercard debit card in one of 5 colors, and enjoy access phone support, special partner offers, innovative money management features such as Spaces sub-accounts, and more.
Smart, flexible banking in real-time
Whether you’re withdrawing or depositing money, or sending a MoneyBeam to your friend in real-time—keep on top of your spending thanks to automated push-notifications after each transaction. Stay flexible with CASH26, and withdraw and deposit money at no cost at over 1,900 shops in Austria.Read more
Get Insights into your spending habits
Not sure where all your money's going? Our Insights feature automatically categorizes your spending in real time. Track regular expenses, keep a pulse on your costs, and spot opportunities for savings. Everyday budgeting has never been easier.
Crypto so easy
Say hello to N26 Crypto! So easy to try—it’s just a few taps away from your cash in the N26 app. And, you’ll get instant trades, clear insights, and access to almost 200 coins.Take a look
The market for crypto assets constitutes a high risk. A complete loss of the money spent is possible at any time. N26 Crypto is powered by Bitpanda GmbH.
Dream big and save money with Spaces
N26 Spaces are a new way for you to handle your money. It’s easy—create a space with just a few clicks and start saving money for the things that matter. Monitor your financial goals and keep a track of your progress.
Soon, all N26 users will be able to create Shared Spaces in order to manage money together with other N26 customers. We’ll inform you as soon as we launch this feature!Shared Spaces
Your safety is top priority
N26 operates with a full German banking license, and every N26 bank account is safe up to €100,000 according to EU directives. Thanks to 3D Secure, you’re also protected when making purchases online.
We’re here for you. In several languages.
If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat with an N26 expert in your app.
Make payments the easy way with Apple Pay
Tired of carrying your wallet around? We get it—which is why you can link your N26 Mastercard to Apple Pay for effortless payments right from your smartphone. Apple Pay lets you make secure, contactless payments online, in stores, or even in-app. Each transaction is verified by touch or face ID, and takes place in real-time. It’s the simple, safe, 100% mobile way to pay.Try Apple Pay
Banking with N26: smart, digital, simple.
N26 helps you stay on top of your finances effortless and flexible. Open your free bank account without annoying paperwork within minutes. Compare all N26 bank accounts and choose an account that suits you.