There’s a Space for every cent

Organize your money in up to 10 Spaces sub-accounts to plan, track, and budget better than ever.
A woman sits in a campervan doorway with overlaid cards showing her main bank account and vacation savings balances.

Budget without the mental math

Set up rules like Income Sorter and Round-ups to automatically move money when and where you need it.
A woman holds groceries, with overlaid cards showing the "Round-ups" feature toggled on and an "Automations" icon.

Shared plans need Shared Spaces

Add up to 10 people to one Shared Space — perfect for roommates, saving up for trips, or putting money aside.
Two men smile while paying with a card at an outdoor cafe, with an overlaid card showing a shared savings space balance.

FAQ

  • N26 Spaces are sub-accounts that sit alongside your main account to help you organize your money better.

  • We call them Spaces to intentionally keep their purpose undefined. It’s up to you to decide how to use your sub-accounts — whether for saving or budgeting.

  • N26 Smart, Go, and Metal come with 10 sub-accounts. If you opened an N26 Standard account before March 18, 2021, you can create up to two Spaces sub-accounts.

  • This is unfortunately not available in Italy for now. But check back regularly to see if this changes in the future.

  • We’ll immediately move the money back into your main account. You can have up to 10 Spaces at any time and can add or delete a Space whenever you like.