FAQ Page

Question 1

How do I open an N26 bank account?

Accepted Answer

You can open a N26 account if you’re at least 18 years old, living in one of [these](https://support.n26.com/en-eu/account-and-personal-details/opening-an-account/can-i-open-an-n26-account-in-my-country "N26 Supported Countries") countries, and own a [compatible smartphone](https://support.n26.com/en-eu/app-and-features/app/can-i-download-the-n26-app-on-my-smartphone "Can I download the N26 app on my smartphone?"). To start the sign-up, simply create an account in the N26 app or on the N26 website and confirm your email address. You can then introduce yourself with your ID directly in the app and then pair your smartphone with your account.

Question 2

How much does it cost to open an N26 bank account?

Accepted Answer

The standard N26 bank account is free and doesn’t charge any opening or maintenance fees. The N26 Smart bank account costs €4.90 per month, the N26 You bank account costs €9.90 per month and the N26 Metal account is available for €16.90 per month, with a 12-month commitment period. To open an N26 account, no deposit or minimum income is required.

Question 3

How old do you have to be to open an N26 bank account?

Accepted Answer

Anyone 18 or over residing in one of our 25 markets can open a bank account. N26 accounts are a great option for your first bank account, offering intuitive mobile features designed to help you save and spend with confidence. If your child is about to turn 18, check out our bank account options to find the one that’s right for them!

Question 4

How long does it take to get an N26 debit card?

Accepted Answer

Once you have successfully completed the N26 account sign-up process, you will immediately have access to your virtual N26 debit Mastercard on your smartphone. Link this to Google Pay or Apple Pay to start spending immediately. If you ordered a physical card or your account includes one automatically, this will typically arrive via post in 5 to 7 business days.

Question 5

Can I open a personal account and a business account with N26?

Accepted Answer

No. At the moment, it’s not possible to have two N26 bank accounts at the same time. If you have a personal N26 bank account and wish to open an N26 Business bank account, you will first need to close your personal N26 account.

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