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Real-time banking is real easy with N26

Enjoy real-time banking with N26, with instant payments and money transfers around the clock.
2 min read
We’re constantly building on a banking experience with you and your day-to-day in mind, while delivering a bank account that is both smart and simple. And now, it’s about to get even faster.With MoneyBeam you can currently make instant payments to your contacts list in the N26 app, letting you send, receive, or request money in seconds. And now, we've also made another option available to you—with SEPA Instant Credit Transfer, you can additionally receive incoming payments into your N26 bank account in a flash.Forget time spent waiting for standard transfers to come through—enjoy getting up to €15,000 within seconds from any bank account. Just find your IBAN and bank details under the ‘My Account’ section in your app, and make sure the sender chooses SEPA Instant when transferring money to your account. Rest assured, with most banks there are no days off when processing payments—these instant transfers are made around the clock, 24 hours a day, 365 days a year.

A faster, easier way to move money

Both private as well as business users alike will benefit from the introduction of real-time payments with SEPA Instant Credit Transfer. Are you in desperate need of some extra funds while on holiday? No problem—just share your account details with your family and friends and get that extra cash flow into your N26 account right away. Do you need to be repaid urgently after covering the cost of last night’s dinner? A quick transfer is simple with SEPA Instant. Eager to receive that outstanding invoice from your client? Avoid the stress of late payments by receiving invoice payments faster than the speed of light (well, almost!) Alongside MoneyBeam instant transfers, and the ability to accept incoming funds with SEPA Instant, getting money into your account has never been so fast and easy. Learn more about instant payments and how they can benefit you and your N26 account right here.

The bank account that gives you more control

Spend and save with confidence, and discover a better way to manage your money

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