The business account for freelancers
FREE ACCOUNT
Business Standard
The free business plan for your daily banking needs.Free
- 0.1% cashback on card payments
- Free virtual debit card
- 2 free ATM withdrawals in euros
Business Smart
The business plan with intelligent features that help organize your spending.€4.90/month
Everything in Standard, plus
- Free physical debit card
- Up to 10 Spaces sub-accounts
- Budgeting automations
- 0.1% cashback on card payments
FREE ACCOUNT
Business Standard
The free business plan for your daily banking needs.Free
- 0.1% cashback on card payments
- Free virtual debit card
- 2 free ATM withdrawals in euros
ENJOY MORE CONTROL
Business Smart
The business plan with intelligent features that help organize your spending.€4.90/month
Everything in Standard, plus
- Free physical debit card
- Up to 10 Spaces sub-accounts
- Budgeting automations
- 0.1% cashback on card payments
Compare every detail
Cashback
Cashback
Virtual card
First one free
6
Virtual card
First one free
6
Physical card
Physical card
Spaces sub-accounts with IBAN and card pairing
10
Spaces sub-accounts with IBAN and card pairing
10
Shared Spaces
Shared Spaces
Free ATM withdrawals in euros
2 per month
3 per month
Free ATM withdrawals in euros
2 per month
3 per month
Budgeting automations
Budgeting automations
Crypto
Crypto
Worldwide card payments
Free
Free
Worldwide card payments
Free
Free
Free ATM withdrawals outside the eurozone
Free
Free
Free ATM withdrawals outside the eurozone
Free
Free
Travel eSIM1
Travel eSIM1
Premium partner offers
Premium partner offers
24/7 chat support
24/7 chat support
Phone support
Phone support
Deposit protection
Up to €100,000
Up to €100,000
Deposit protection
Up to €100,000
Up to €100,000
Start banking better
Open your N26 account and start enjoying beautifully simple banking.
Services and Fees for everyone who registers with an address in Switzerland.
For our detailed price list, view PDF here
1 Purchase mobile plans in-app to enjoy affordable data in over 100 countries with your travel eSIM.
FAQ
- Use the account primarily for business purposes
- Not already be an N26 user
- Live in a country where N26 operates: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland
Download the N26 app and follow the steps to open an N26 business account. Once you’ve verified your identity your account will be ready to use. For more information on opening an N26 business bank account, as well as the documents that you need, visit our Support Center.
To be eligible for an N26 business account, you must:
Use your legal first and last name to sign up for an N26 business account. These accounts are made for self-employed people doing business under their own name. This means you can’t have your company’s name on the account or debit card.
Yes. If you’re self-employed, an N26 business account is a good way of separating your business finances from your personal banking. It makes accounting and bookkeeping easier as you grow your business.
You may use your business account for personal spending as long as you mainly use the account for business expenses. To be eligible for an N26 business account, you must use it primarily for business purposes.
No. You can’t have a business account and a personal account at the same time.
Yes. You earn cashback on all purchases made with your N26 Mastercard debit card. Cashback is calculated and deposited automatically on a monthly basis.
If you have an N26 Business Standard or Smart you earn 0.1% cashback.