The Big Banking Chat: here’s how N26 fits around you

When you need to do anything more complex than deposit or withdraw money from your bank, you inevitably put it off till the last possible minute. Why? Because you have to plan your whole day around it—getting an appointment, waiting to be seen, waiting for the right piece of paper to be processed. It all takes far too long and ruins your plans for the rest of the day.

Of course, this was the case before the internet changed everything. Before then, there was only a limited number of advisors, and they couldn’t reasonably be expected to memorize exactly how every banking service works.

Today, we’ve thankfully come a long since then, and we believe that modern banking should be as flexible as any other digital service. And it should fit around your life and be there when you need it—not ask you to put your whole day on pause to get a simple job done.

Our promise to customers is a simple one—you can bank on it with N26. We’ve seen throughout the course of the Big Banking Chat how much the little things can make a difference, and we focus on delivering them exceptionally well.

Banking basics

Banking jargon can be confusing—but it doesn't have to be. Find simple explanations to popular banking terms.

Learn the basics

We’re not like the old traditional banks. We don’t use complicated language or archaic jargon to try and hide information from you. And we don’t charge crazy hidden fees for basic banking services, or stick a heavy levy on any foreign transactions you make—we like to ensure that you get the same fantastic experience, no matter where you are.

Those are just the basics—our entire bank has been designed from the ground-up to serve you. Like making saving simple with our Spaces feature, for example. These are sub-accounts you can easily create, name and use for your savings and budgeting goals—it's then just a case of moving money between your accounts with a tap of a button or a swipe. And on top of this, Rules take the effort out of moving money over. You can define how, and when, you want money to be automatically transferred into a specific space—and of course, because you’re in control, you can pause or change your set rules at any time.

It’s not just about making it easy to set money aside. We also automatically categorize every payment you make so you always know exactly where your money is going. This makes budgeting easier, as you can see where there’s room to cut back and how much you’re spending on essentials.

And maybe best of all—our digital first approach means you can bank anywhere: in the bath, on the bus or between episodes of your favorite Netflix show. And if you have a question, you can get help whenever you need it—our Customer Support specialists are always on-hand to help with questions, and support you in making the right financial decisions.

Signing up to N26 is quick and easy—it takes just a few minutes, your smartphone and a verified form of ID. So, what are you waiting for? Switch to a better way of banking today.

The bank you'll love

✓ 100% mobile ✓ No hidden fees ✓ No paperwork ✓ Free virtual Mastercard ✓ Free ATM withdrawals

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