Join over 5 million happy customers

✓ Contactless Visa debit card
✓ Free cash withdrawals
✓ No minimum deposit
✓ No hidden fees
✓ No minimum balance

Visa Card + Hand LP Header Wheat (US).

Free cash withdrawals

Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Just open the app to find the nearest Allpoint ATM.

Out-of-network? No problem. Enjoy 2 additional free ATM withdrawals per month from any network, anytime, anywhere in the US.

Add money to your N26 account

We think banking should be fast and simple, which is why we’ve made it easier than ever to fund your account.

  • Transfer money from an external bank directly from the app
  • Get paid up to two days early¹ with direct deposit
  • Instantly transfer money to your N26 account using another debit card, or a debit card connected to your Google Pay, or Apple Pay

Fast and secure cashless payments

Now you can pay with your N26 card using Apple Pay® and Google pay™ in app, online, and in stores. It's easy to use, secure, and effortless.

Apple and Apple Pay are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see support.apple.com/km207105.

Google Pay and Google Play are trademarks of Google LLC.

Send and receive money

Instantly send, receive, and request money from your friends and family who bank with N26 using MoneyBeam.

MoneyBeam 700x700 (US).

Banking you control

Lock or unlock your card if it's lost, set spending and withdrawal limits, change your PIN number, and enable international spending instantly.

Are you ready to experience mobile banking the world loves?

Open an account in 5 minutes directly from your phone to experience banking with N26.

FAQs

Are N26 accounts insured?

Yes! All deposits are FDIC-insured through our partner bank, Axos Bank®, Member FDIC.

No hidden fees? Really?

We mean it when we say that our goal is to make banking fast, flexible, and transparent. With N26, you can experience banking with no annual fees, no minimum account balance, no maintenance charges, and no foreign exchange fees when you shop using your N26 card while traveling internationally. You can review our fee schedule in detail here.

What should I expect from the sign up process?

Our identity verification process is done entirely through the N26 app and can be completed from your smartphone in just a few minutes. N26 analyzes various personal data points such as name, physical address, email address, and other relevant information to confirm the identity of each customer before an account can be opened. Once the identity is verified, the customer can then pair their phone with their account and can expect their new debit card in the mail.

What customer support does N26 offer?

If you have a question about your N26 account, we're here for you. Reach out using the in-app Chat Support feature or give us a call at 1-888-626-0626 or +1-888-N26-0-N26 from 9:00 am to 9:00 pm EST. Also feel free to reach out to us by email or on social media anytime.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.