Save money and budget better with N26

Introducing a debit card that can help you achieve your financial goals. From stashing money aside to exclusive cashback and discount offers, with N26 you can save your way.

Here's how N26 can help you budget better this year.

Get cashback on groceries, gas, and more

Finally, a debit card with cashback on everyday purchases. No fees, no complicated point system. You’ll get automatic cashback when you shop, travel, and dine out using your N26 card. Just open the app to find participating retailers in your neighborhood.

Unlock cashback and exclusive discounts

Spend smarter with N26 Statistics

Looking for a simple and quick view of your finances? Meet N26 Statistics, the intelligent feature that automatically categorizes your payments in real time.

Instantly see if you’re spending more than usual on shopping, bars, restaurants, groceries, and more. All it takes is a quick glance to stay on track with your monthly budget. Plus, with a clear overview of your upcoming regular payments, it’s never been easier to plan ahead and stay on top of your finances.

N26 space called City Scooter with an accomplishment goal of 95%.

Budget and save money with Spaces

Whether you’re stashing money aside for next month’s rent or saving for your next big vacation, Spaces can help you achieve your financial goals on your terms. Create a goal, set a savings target, and transfer money into or out of your Spaces instantly. No fees, no minimum balance, no fuss.

Save money with N26 Spaces

Round-up your purchases, supercharge your savings

Want to flex your savings skills? Round up all purchases made with your N26 card to the nearest dollar and deposit the change automatically into your Spaces.

Want to save faster? Double, triple, or multiply your round-ups by five, and achieve your money goals in no time without even thinking twice about it.

Round up your purchases with N26

Set spending limits to avoid overspending

With N26 you can set daily withdrawal and payment limits to keep yourself from blowing your budget.

You can also lock your card, reset your PIN, and enable or disable international payments instantly with just a few taps.

Track your spending with instant notifications

We want to help you take the guesswork out of managing your money. With our instant notifications, you’ll know exactly when money is coming in or out of your account, so you’ll never have to wonder if a payment has processed or if your paycheck has been deposited yet.

N26 instant payment notification and a Slurp Noodles Soup in the background.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.