How to Track Your Spending with N26

Building a better financial future starts with making the right choices, and understanding your current spending habits is a great first step.

2 min read

Do you ever wonder where all your money goes, or what your spending habits look like? Building a better financial future starts with making the right choices, and understanding your current spending habits is a great first step. The N26 app allows you to understand your spending at a glance, so you’re able to better manage your money and stick to a budget with innovative features that put you in control.

See automatic spending statistics

You don’t need a calculator to figure out what you’re spending your money on. You can better understand how much of your paycheck goes towards essentials like groceries, rent, gas, and utilities, and how much you’re spending on extras like restaurants, bars, and entertainment. N26 automatically categorizes your purchases so that you don’t have to do it manually, creating a simple visual breakdown that you can refer to at any time. Say goodbye to manually creating spreadsheets, digging for receipts, or scrolling through transactions. With the N26 app, you’ll always know exactly where your money is going.

Tag your transactions

You’re one of a kind, and so are your spending habits. Keep track of your purchases in a way that makes sense to you by tagging your transactions in your account. You can organize your spending around the tags that matter most to you. #records #brunch #work #travel #friends — your money your way.

Get instant notifications

With N26, you can say goodbye to paycheck-induced anxiety. No longer will you have to worry about when your deposits will hit your account with real-time alerts that notify you the moment when money is coming into your account. You’ll receive push notifications for all account activity, so if you’re expecting a major expense, like rent, or a loan payment, you’ll know exactly when it’s debited.

Instant notifications also give you peace of mind, should any irregular activity pop-up. You can quickly put your account on hold right from the app, should anything look out of the ordinary.

Save money with Spaces

Once you’ve better understood your finances, you can intuitively put money aside for the things you want, or need with Spaces. Whether you’d like to keep your money separate for rent and other living expenses, or are dreaming of a new laptop, you can that will allow you to visualize and save money on your terms. It’s easy to work towards your goals, and save for the things you want, when you can see them right from your mobile device.


Simplify your life with N26

Discover mobile banking that adapts to you—your needs, your budget, and your unique financial goals. We believe that banking should be simple and secure, and that’s how we’ve designed the N26 app. And when managing your money is a breeze, the possibilities are truly endless. Open your today.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

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