Now You Can Reach Your Goals Faster with Spaces

Saving for the things you care about shouldn’t be stressful or complicated. See how Spaces helps you reach your money goals in no time.

You may have experienced the frustrations that come with saving for that dream weekend escape, or to replace the aging laptop that keeps crashing every time you open Netflix. Setting money aside for the things you care about has never been as simple or easy as it should be. It takes planning, dedication, time, and a hope that nothing will come up that will require access to the money you’ve carefully set aside. 

At N26, we believe that attaining your financial goals shouldn’t be stressful or complicated. Saving should be simple and intuitive, with tools that allow you to put money aside on your terms and schedule. Discover how Spaces rules and round-ups can make reaching your goals faster and more intuitive, in a way that fits your life. 

1. First things first, get started with Spaces

If you’re new to Spaces, there’s no time like the present to start saving for the things you want. Getting started is easy: Just head to the Spaces tab in the N26 app, tap the + sign, give your goal a name (perhaps that spin bike you’ve had your eye on) and an image, set your goal amount and target date (you can always adjust these later), and you’re good to go. 

2. Set money aside on your schedule

Often the hardest part of saving is getting started, and creating a savings schedule can help you put money aside when it makes most sense to you. Say you get paid twice a month, you can schedule a set amount to automatically transfer to the space of your choice every two weeks. If you want to reach your goals faster, or are simply trying to get in the habit of budgeting better, you can create a weekly, daily transfer with rules. Simply swipe your finger from your main account to your desired space, select the transfer amount, toggle ‘Repeat this transfer,’ choose your frequency and start date, and confirm. Note that you can modify or transfer this anytime.  

3. Set money aside with every transaction

If moving money on a schedule isn’t ideal for your particular situation, but you’d still like an automatic way to work towards your goals, rounding up your transactions can easily help you save for the things you want without the added stress. Round-ups easily allow you to round your every-day transactions to the nearest dollar, and automatically transfer the change to the goal of your choice. 

To get started, head to the space of your choice, tap ‘Manage’ and ‘Manage round-ups.’ Toggle ‘Enable round-ups’ for your space and confirm. 

4. Multiply your spare change

If you want to save even faster, you can use round-ups to multiply your spare change and transfer it to the space of your choice every time you pay with N26. When selecting round-ups for a desired space, simply select your desired multiplier before confirming. You can multiply your round-up by 2, 3, or 5. 

5. Transfer, fine tune, repeat

If you’re not sure what your preferred savings style is, there’s no need to worry. With Spaces you can try any combination of manual transfers, rules, or round-ups without having to stress about unexpected fees or insufficient funds penalties. At N26 we believe that you shouldn’t be penalized for moving your money around. If something doesn’t quite work, you can change or cancel anytime, and instantly move money back to your main account with one easy swipe. 


Reaching your savings goals should be easy and designed to fit your life. If you don’t have an N26 account yet, you can sign up directly from your phone in just 5 minutes. If you’re already an N26 customer, get started with Spaces now, and start putting money aside to reach all your financial goals whatever they may be.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

By N26

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