Benefits of Using N26 Push Notifications

While it may not be crucial to check on your accounts every day, being aware of new activity can help you avoid overspending and safeguard against fraud.

4 min read

When you’re juggling your personal and professional responsibilities, keeping a close eye on your finances can be easy to overlook. While it may not be crucial to check on your accounts every day, being aware of new activity can help you avoid overspending and safeguard against fraud.

N26 sends you instant notifications for all account activity, including payments, deposits, and withdrawals, so you always know what’s going on with your money without opening your app every time you swipe your card.

What are push notifications?

Push notifications are alerts and messages sent directly to your mobile phone in real-time, similar to text messages. Think of the alerts you get from Instagram when a friend tags you in a post or from Amazon when your package has gone out for delivery. Like these, N26 push notifications inform you about your account activity so you can see what’s happening with your money at any time. The push notifications alert you of any updates instantly as they happen, keeping you connected to your finances when it matters most.

We’re all familiar with apps that send constant push notifications, causing our phones to buzz at all hours with alerts we don’t really care about (it’s great to stay connected with friends on social media, but you probably don’t care to know every time your old classmate posts a new picture to Facebook). When they don’t provide value, it’s easy to want to ignore or disable push notifications to reduce the unnecessary background noise in your day. But, not all push notifications are created equal. While you may regularly ignore some of the push notifications you receive, there are some that are worth paying attention to, like those from your banking app.

Why are push notifications important for banking?

They keep you alerted of your account activity at all times, giving you the comfort and financial wellbeing you need.

There are some cases where instant notifications become especially helpful and important to have:

1. To ease the burden of waiting for your next paycheck. If you’re one of the many people whose paycheck is just enough to cover your living and necessary expenses, and you’re already looking ahead to the next payday, instant notifications can alert you when the money is in your account sooner.

With N26 notifications, you get updates the minute your paycheck hits your account (an added benefit for customers: with N26, you can get paid ¹). You’ll get an alert the moment a deposit hits your account, so you can stay on top of your finances without any added effort.

2. To spot fraud the minute it happens. Before push notifications, the only way to know if any fraudulent charges had happened on your card was to check your account every day or to get a daunting call from your bank. Since many people don’t necessarily have the time or energy to log in and view their bank statements daily, this meant it could take days to discover fraudulent charges had occurred.

With N26 notifications, you are alerted immediately of any suspicious or fraudulent activity on your account, so you can take action more quickly and have greater control of your card. With heightened financial security, you can rest easy knowing your account is safe.

3. To track your spending when travelling abroad. When you’re travelling to another country and using a different currency, it can be hard to know exactly how much you’re spending. Push notifications can help with this. If you use your N26 card internationally, you will get a notification on how much you've spent in your home currency so you don't have to do the conversion math – giving you peace of mind when you’re travelling far from home.

N26 notifications make it easier and faster to track your finances. Rather than having to sift through your bank statements online, push notifications give you a convenient way to track your finances whenever and wherever you want, so you can review, modify, and optimize your finances as needed, even when you’re on the go, or out of the country.

How do I enable push notifications in the N26 app?

When you download the N26 app, you can receive instant notifications on all account activity, including your payments, withdrawals, and deposits. If you aren’t yet receiving N26 push notifications, first check that notifications are enabled for both your phone and the application. If this doesn’t fix the issue, try some of the troubleshooting suggestions outlined in our .


At N26, security and transparency is at the heart of everything we do – from providing you with instant notifications on account activity, to giving you full control of your card right from the app.

in just 5 minutes, and enjoy fast, secure, and convenient mobile banking that fits your on-the-go lifestyle.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

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