How to Sign Up for an N26 Account

Open an account today in just 5 minutes directly from your phone, and get a personalized experience free of hidden fees or long lines at the bank.

4 min read

Are you ready to experience a better way to manage your money? You can open an N26 account today in just 5 minutes directly from your phone, and get a personalized experience free of hidden fees or long lines at the bank. We will guide you through the sign-up process and you’ll be able to begin banking with N26 in no time. Follow these simple steps to get started:

Step 1: Register for an N26 account

You can register for an account directly through this link. You will be asked to provide personal information such as:

  • First and last name

  • Date of birth

  • Social security number

  • Home address

  • Mobile phone number

  • Email address

You’ll also want to keep in mind the requirements to sign up for an N26 account:

  • Be at least 18 years of age

  • Be a U.S. citizen or permanent resident with a valid social security number

  • Own a compatible phone

Step 2: Download the N26 app to verify your ID

Once your account is created, download the N26 app to your phone and log in. In only a few minutes, we will take a look at your personal data to confirm your identity.

Step 3: Pair your phone

You will be asked to confirm your phone number in order to pair your phone to your account. We will send you a text with a 4-digit code. Enter the 4-digit code to complete pairing.

Step 4: Activate your N26 debit card

After successfully signing-up for an account, you will receive an N26 debit card within 5-7 business days. Your card is immediately produced, processed, and shipped via USPS.

When you receive your card, activate it through the N26 app by going to the Actions tab in the app, then Card Settings,  and Activate. Enter the 10-digit token number, which is found below your name on the front of your debit card.

After activation, you will be asked to create a PIN for your card. Choose a PIN that is safe and one you can remember. For security purposes, PIN containing repeated digits or numerical sequences (such as 1111, 1234, or 4321) cannot be used.

Step 5: Add money to your N26 account

Now that your account is set up, you’re ready to start adding money to your account. If your account is not yet funded, a one-time free transfer allows you to instantly add money to your account using an existing debit card in your name. This is the fastest and simplest way to add money with a free, one-time transaction. You can also transfer money from an external bank account right from the N26 app or set up your N26 account for direct deposit transactions by providing your account details to your employer, or by generating a direct deposit form. 

What’s next?

That’s it. You’ve successfully opened an N26 account and you can begin to manage money the way you want using the N26 app’s many features. You can customize your account by setting up Spaces, a better way to help visualize your savings goals or explore your spending habits as N26 categorizes your transactions into easy to understand spending statistics. The benefits are big with N26, who knew one account could make your life so much easier:

  1. No hidden fees. You heard that right – no maintenance charges, no minimum account balance, and no inactivity fees. Bank with N26 and say goodbye to sneaky fees. 

  2. Early direct deposits. No more waiting for payday. With N26, you can get your paycheck up to 2 days earlier¹ with direct deposit.

  3. Save money with Spaces. Set personal savings goals and transfer money instantly with just a few taps in the N26 app. With Spaces, you can keep your finances organized and reach your savings goals faster.

  4. Spending statistics. Our automated spending statistics let you visualize your spending habits. We automatically organize your purchases into categories – groceries, shopping, and everything else – so you can easily track where your money is going each month.

  5. Friend referral. Your account will also come with a unique code to invite friends and family to open an N26 account. After your friend makes a qualifying purchase of at least $10, we’ll deposit $10 directly into your account. (And your friend will earn $5 too!)

Ready? Open your N26 account today.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

By N26

Mobile banking the world loves

Related posts

Maybe some of these will interest you