Get Your Paycheck Faster and Make It Go Further With Direct Deposit

We’ve made it even easier for you to get your paycheck using direct deposit with your N26 account.

3 min read

Since day one, we’ve been on a mission to create a banking experience that is simple, fast, and convenient. One that gives you easy ways to add money to your account, access to your money as quickly as possible, and management tools that will allow you to make your money go further. This is why we’ve made it even easier for you to get your paycheck up to two days early¹ using direct deposit with your N26 account, no matter what your employer’s payroll service provider requires.

Keep reading to learn how to easily find and copy your account details and, should your employer require it, how to quickly generate a direct deposit form right from the N26 app.

If your employer manages their payroll through a service provider like ADP, Justworks, or QuickBooks Payroll, you can easily set up or switch your direct deposit online by inputting your N26 account number and routing information. You can easily find your account details by going to the “Actions” tab in the N26 app, selecting “Add Money,” and tapping “Direct Deposit.” From there, you’ll be able to copy your account information in one tap, or save them by selecting “Share details” and your preferred sharing method. Using your employer’s payroll portal, just enter our routing number (122287675) and your N26 account number.

Many employers require you to provide a direct deposit form in order to receive your paycheck directly to your bank account. These include your account details, but also some extra information including the type of account, bank name and address, a voided sample check, and the amount of your paycheck you’d like deposited into a given account each month. We’ve made it fast and pain-free to generate this form right from our app, through an easy-to-follow guided process. Simply head to the “Actions Tab” in the N26 app, select “Add Money,” and then “Direct Deposit.” From there you’ll:

  • Tap “Get Direct Deposit Form”

  • Enter the name of your employer

  • Decide whether you’d like to deposit the full amount of your paycheck, or would rather deposit a specific dollar amount or percentage

  • Enter percentage or dollar amount of your paycheck that you’d like deposited into your N26 account

  • Select “Finish”

That’s it. You will be able to download the generated PDF form by tapping “share” and send it via SMS, email, save it to the cloud, or print it from your phone.

If you’re setting up direct deposit directly through your employer, they might require some additional details. Keep in mind that since N26 accounts are offered through Axos Bank®, you will see this reflected in the information you must provide. You can also find these details when you generate a direct deposit form.

Bank name: Axos Bank

Bank address: 4350 La Jolla Village Drive Suite 100 San Diego, CA 92122

Routing Number: 122287675

If you have any further questions, you can always visit our support center or contact our Customer Service team, which is available to help you troubleshoot any issues.


Open an N26 account today directly from your phone, set up direct deposit, and get paid up to two days early¹. With N26, Wednesday is the new Friday.

¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

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