Cybersecurity: A Guide to Staying Safe Online

We’ve put together a list of articles and resources to help you stay vigilant and avoid potential risks online.

4 min read

Let’s talk about cybersecurity. Assuming you’re anything like us and millions of people around the world, each day you probably access essential services and enter sensitive information from your phone or computer — from health data from your doctor, to rent payments, to checking your bank account balance. Given the amount of private information we access daily, keeping yourself and your data safe has become more important than ever before. This October marks the 17th National Cybersecurity Awareness Month, encouraging people across the country to be informed about potential threats to their online identity.

At N26 we value security above everything, and make keeping your money safe our top priority. Over time we’ve introduced features to keep your money and information safe, including ways to lock or unlock your debit card right from the N26 app, instant notifications on all account activity to give you peace of mind, and discreet mode to help you keep prying eyes from private account information. To help keep you safe online, we’ve put together a list of resources to help you stay vigilant, informed, and clear of potential risks online. 

Can’t tell real emails from fake ones?

We can’t blame you. Sometimes fraudulent emails, websites, text messages, and social media accounts look convincingly like real ones. Phishing is the annoying, and unfortunately common scamming practice of sending legitimate-looking communications and links in an attempt to get your private information like your social security number or passwords. Here are N26's tips to avoid falling for these tricky scams.

Nervous about online shopping?

If you’ve heard horror stories about security breaches and leaked card information being sold online, we completely understand why you’d think twice before using your debit card to shop over the internet. Using your N26 debit card to make online purchases is usually safe, although there are steps you can take to keep your information protected, including shopping through trusted e-commerce websites, and using secure connections for any financial transactions.

Have you been using the same password since middle school?

Creating unique and secure passwords often seems like more of a hassle than it’s worth, and security advice can often take a backseat to the convenience of using simple, easy-to-remember passwords. As tempting as it might be to use your go-to, you should certainly create secure, unique passwords for any sensitive accounts.

Scared to check your account balance after a long weekend? 

Few things can be as upsetting as unexpected banking surprises, and keeping tabs on your daily spending and activity can sometimes be confusing or even daunting. See how instant push notifications on all account activity can change how you manage your money, and give you peace of mind without the stress of unpleasant banking surprises.

Considering stashing cash under your mattress? 

This year has certainly been unpredictable and stressful, and the safety of your money should not be another thing you have to worry about. At N26 we go the extra mile to keep your money secure, with FDIC-insurance coverage on all deposits up to $250,000 through our partner Axos Bank®.

Do you often leave your card at the bar overnight? 

Let’s face it. Keeping track of your personal belongings can be tough, and the stress and frustration associated with misplacing your debit card is something we don’t wish on anyone. N26 puts you in control, allowing you to lock your card and  authorize debit card purchases right from your phone. Click here if you constantly misplace your card, and here if your card is lost or stolen.

Worried someone will steal your card information? 

Scammers have gotten more savvy and resourceful when it comes to trying to get your debit card information, so keeping an eye out for suspicious behavior is key. Read about ways to keep your card information safe, and how N26 gives you real-time information to help you protect your money.

Don’t know why your card was declined?

While it’s not uncommon, having your debit card declined can be a confusing and frustrating experience. Here’s a step by step guide of what you can do should you ever encounter this unpleasant situation. Step 1: Don’t panic. We’ve got your back.

Have less than perfect credit? Watch out for CPN scams. 

Credit privacy number (CPN) scams try to take advantage of those with low credit scores. This “quick fix” for a poor credit score isn’t only dangerous to your financial well-being, but could also potentially be illegal. Learn more about protecting yourself from this dangerous practice.

Weary of banking from your phone?

If you’re still skeptical about mobile banking, you might have questions about how your money and information are protected when you bank online. We answer your most pressing questions about mobile banking safety, and debunk myths and misconceptions about staying safe online.

At N26 we take your security seriously, with features like secure log-in, instant account alerts, and tools that allow you to have full control of your card right from your phone. Easily open an N26 account in 5 minutes, and enjoy secure mobile banking that fits your lifestyle.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

By N26

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