#BankingWithBenefits: Take Control of Your Money with N26

Trust is key to any good relationship. Here's how N26 can help you take control of your finances to give you peace of mind.

5 min read

We’re living through unprecedented times, and worrying about your money’s safety shouldn’t be another thing adding stress to your life. The best relationships are built on trust, transparency, and communication — and having all of these from your bank account is key when it comes to something as sensitive as your finances. 

At N26 we give you intuitive tools, security protections, and customer support so you’ll always have peace of mind when it comes to one of the most delicate relationships in your life: your finances. 

If you have trust issues…

Trying new things can be daunting, and big life shifts can seem like a big commitment. This is true when it comes to your job, your relationships, and of course, when it comes to your money. 

If you’ve been wanting to try a new bank account, but feel like breaking up with your bank is more trouble than it’s worth, or you’re simply too afraid to make the leap from traditional banking, we’re here to help put you at ease. At N26, your money’s security is our topmost priority, and we go above and beyond to make sure your money stays safe. 

All of our accounts are FDIC-insured up to $250,000 through our partner bank, Axos Bank®, Member FDIC. What that means is that even if a bank fails, you won’t have to worry about losing your money. N26 debit cards are also protected by Visa’s Zero Liability Policy¹, which means you won't be held responsible for unauthorized charges made with your card or with your account information.

Want to dive deeper? Head on over to our security page if you’d like to learn more about N26’s commitment to keeping your money safe.

If you’ve misplaced your debit card on more than one occasion... 

If this isn’t relatable, we don’t know what is. With N26 you can easily lock your card if you forget it at a bar. Or at a store. Or did you leave it in the pocket of that pair of jeans from last week? There’s no need to call us, or visit a bank location. Simply go to your N26 app, head to the Cards tab, and instantly lock your card and prevent any spending until you find it. 

You can also enable or disable online purchases, reset your PIN, or order a new card right from the app. Life happens, and banking with N26 takes the stress away from small hiccups, giving you one less thing to worry about. 

If you’ve taped cardboard over your computer’s camera...

We get it, privacy is important. When it comes to technology, it can sometimes feel like nothing is really safe. From hackers hunting down your personal information, to peering eyes checking your phone out over your shoulder, we understand that there are safety obstacles all around us. 

We developed discreet mode to help you keep sensitive information — like your account balance and transaction information — private with the wave of a hand. Really, just wave your hand over your phone’s proximity sensor and sensitive information will be blurred out instantly.

You might not be able to keep wandering eyes from looking at your phone, but with N26, you can control what they see at any time. 

If you just want someone to talk to...

Like relationships, banking can be complicated. And like relationships, communication is key when it comes to feeling secure and supported when dealing with your finances. And as simple and straight-forward as we try to make it for you, we understand that you still might need help from time to time. In order to address any questions or concerns you might have, you can contact us through our in-app support chat. You can always reach our customer support via phone, email, and social media. There are also support topics you can check out directly from our app, including information on cards, payments and transfers, security, app features, and more. 

If you suffer from the fear of missing out..

With N26, instant push notifications on all account activity help you know exactly what’s happening with your money at a glance. You can keep track of withdrawals, payments, deposits, and spot strange activity right away, without the need to scroll through your statement, or wait until fraudulent charges pile up. You can also set spending limits directly from your phone, to avoid any unauthorized large transactions, and know that no matter what happens, you’re always in control of your money. 

Bank better with N26

Finally, a 100% mobile bank account with no hidden fees. Plus free ATM withdrawals, cashback offers, and more.
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We want 2021 to be a more stable and peaceful year (we see you 2020), and we know that in order to do this you need to know your money is secure. To help you kickstart your transition to banking that has your back, we’re giving away $500. To win, all you have to do is follow a few simple steps. 

Tell us your story. We want to know how N26 has helped your relationship with banking. Whether you’ve successfully stashed money away with Spaces or you’ve been able to cover an unexpected expense by getting your paycheck 2 days early, we want to know how we’ve helped you bank better.

For your chance to win $500² simply: 

  1. Follow us on social media — Facebook, Instagram, or Twitter will do. (Or all three if you’re feeling competitive.) 

  2. Leave us a comment using the hashtag #BankingWithBenefits that explains how N26 has helped improve your relationship with banking and money management. 

  3. Tag a friend in your comment and make sure you both follow us.

¹ Visa’s Zero Liability Policy covers U.S.-issued cards only and does not apply to certain commercial card transactions or transactions not processed by Visa. You must notify your card issuer immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

² Giveaway Conditions: Up to three entries allowed limited to one entry per tag on Facebook, Instagram, or Twitter. To enter, follow N26 on Facebook, Instagram, or Twitter, leave N26 a comment using the hashtag #BankingWithBenefits describing how N26 has helped improve your relationship with banking and money management, and tag an eligible friend. No purchase necessary. Open to legal residents of the 50 U.S. / D.C., age 18+, do not need to be an N26 customer. Void where prohibited. Employees of N26 Inc., Axos Bank, their respective affiliates, and the immediate family members of, and/or those living in the same household of each, are not eligible to enter. Giveaway will be closed 03/21/2021 at 11:59 p.m. EST. One winner will be randomly selected and announced 03/22/2021 at 2 p.m. EST, the winner and tagged friend must be following @N26US on one or more of the following social media platforms -- Facebook, Instagram, or Twitter -- and will be messaged directly over the social media platform used to enter. Winner will have 10 days to respond with a valid email address, otherwise they will forfeit their prize and another winner will be chosen at random from submissions. N26 will have 14 days to fulfill the prize after a valid winner has been selected and has provided an email address. Prize will be delivered to winners via email from GiftCards.com. Giveaway is not affiliated with Facebook, Instagram, Twitter, GiftCards.com, Visa, or Axos Bank. By entering, you consent to N26’s use of your social media posts made in connection with giveaway entries, in perpetuity, in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), for all legitimate business purposes including advertising and promotional activities without additional compensation, unless prohibited by law. Gift cards are considered miscellaneous income, and maybe reportable to you and the IRS on Form 1099-MISC.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted

N26 does not manage external links, and is not responsible for the content, links, products or services of these websites. Further, N26's privacy and security policies do not apply to external linked websites. Please consult the disclosures of any external linked websites for further information.

By N26

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