Fast and Secure Cashless Payments with Apple Pay®

Enjoy a fast, safe, and convenient way to pay with your N26 card using your iPhone, iPad, Apple Watch, or Mac.

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These days, cash-only transactions have become increasingly rare, and thanks to contactless technology, paying for groceries or checking out at the pharmacy has become safer, faster, and more convenient than ever before. We believe that giving you more ways to access your money is an essential part of banking you’ll love, so today, based in-part to your feedback, we’re announcing that Apple Pay(new tab)® is available for all N26 customers in the U.S.

What is Apple Pay?

One of the most convenient and simplest ways to make contactless payments, Apple Pay is a fast and secure system that lets you pay on the web, in apps, and in stores using your favorite Apple devices. For in-person payments, it takes advantage of the NFC (near-field communication) chip in your device, to securely send encrypted transaction information to a business, making buying virtually anything a fast and secure experience. Apple Pay also allows you to make purchases using your iPhone, iPad, Apple Watch or MacBook, providing a much more streamlined checkout experience so you don’t have to input your shipping and payment information every time.

How it works

If you’re anything like us, your phone is often more easily accessible than your wallet, and digging around for your N26 card is sometimes a little time consuming. Not only are a growing number of businesses around the world accepting contactless payments via in-store card readers, but many online retailers are beginning to take advantage of the speed and security features provided by Apple Pay.

To keep payments secure, Apple Pay uses “token” technology to prevent credit or debit card numbers and other sensitive data from being sent over the air, generating a unique transaction code that will be used only once. Apple Pay also uses biometrics stored in your device through Face ID or Touch ID to authenticate purchases and make sure no one can make transactions on your behalf.

Payments made through Apple Pay integrate seamlessly with your N26 account, so you’ll get instant notifications with each transaction you make giving you the same peace of mind and control over your spending that you’re used to.

Adding your N26 card to your Wallet

Adding your N26 card to Apple Pay is fast and easy. Just open the Wallet app on your phone, tap the “+” symbol on the upper right corner, enter your card details, agree to the Terms & Conditions, and verify via text message code. If you’re using a Mac, you’ll find your Apple Pay in System Preferences, where you’ll be able to click “Add Card” and enter your N26 card details and follow the instructions from there.


Open an N26 account today(new tab) in just 5 minutes, and enjoy fast, secure, and convenient mobile banking that fits your mobile lifestyle.

For a list of compatible Apple Pay devices, see support.apple.com/km207105

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

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