Get cash whenever you need it. No fees, no fuss.
Need cash? Don't sweat. Enjoy free ATM withdrawals at over 55,000 locations with your N26 debit card.
Free cash withdrawals
Get unlimited free ATM withdrawals at over 55,000 Allpoint locations across the US, Canada, Puerto Rico, Australia, Mexico, and the UK. Just open the app to find the nearest Allpoint ATM.
Out of network? No problem.
If you don’t happen to be near an Allpoint ATM, don’t stress. N26 gives you 2 free out-of-network withdrawals each month — any time, any network, anywhere in the US.
100% mobile, zero hidden fees
We want to change how you manage your money. Here's what you can expect when you sign up for N26:
- Free cash withdrawals
- Zero hidden fees
- Cashback and exclusive discounts
- Budgeting tools you can personalize
- Get paid up to 2 days early¹
We’ve made it easier than ever to fund your account in a way that makes the most sense to you.
A closer look at ATMs, what charges you can expect, how to avoid some of those pesky fees.
N26 believes that banking should be transparent, with no hidden fees or confusing language designed to trick you.
¹ Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.
The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.