#BankingWithBenefits: Discover a Personalized Approach to Banking

We believe that banking should fit your individual needs so you can achieve your goals faster.

4 min read

No two people or relationships are the same. This is why no one-size-fits-all banking solution can really address your needs in a way that fits your particular financial journey.

At N26 we believe that personalized banking can help you achieve your goals faster and make managing your money less daunting and more enjoyable. With an array of powerful and intuitive tools, N26 helps you customize your banking experience in a way that makes sense to your lifestyle and needs. 

If you’re still using Excel sheets to calculate your expenses...

Tracking your expenses manually can be exhausting and labor intensive. While we applaud your commitment to staying on top of your spending, there are easier ways to keep track of your money. 

With N26 you can tag your transactions to easily find and visualize your spending in a way that makes sense to you. For instance, take last summer’s hiking trip to the Grand Canyon. You can tag your meals, hotels, gas, and even the backpack you purchased specifically for the trip with #GrandCanyon to see how much you spent on your travels. 

And if you find that amount of detail intimidating, don’t sweat. You can still better understand your financial habits using the app’s automated spending statistics that categorize your purchases without needing to lift a finger. 

If you have big dreams for your spare change...

If you’ve ever struggled with saving or simply miss the convenience of setting spare change aside (yes, we’re looking at you, childhood piggy bank), you’re certainly not alone. At N26, we’ve made putting money aside for the things that matter to you fast and convenient with Spaces. Easily round up your purchases to the nearest dollar and automatically deposit the spare change to the space of your choice. If you prefer a more custom approach to saving, you can create rules to deposit a set amount to the goal of your choice each day, week, or month. If you accidentally go overboard, you can instantly transfer money back to your main account with a few taps right from the app, so you’ll never have to worry about having access to your money when you need it. 

If you like setting clear boundaries...

Overspending is one of those frustrating but universal problems that can happen when you least expect it. From getting carried away ordering takeout, to taking advantage of a once-a-year online sale, mentally keeping track of how much money you spend can be complicated and stressful. 

With N26, you can easily set spending limits right from your phone to help you stay in control of your monthly spending. You can continue to adjust your limits anytime right from the N26 app until you find the approach that works for you. 

If you prefer to keep the lights low...

Design is at the core of everything we do. From developing a modern app that allows you to understand your finances at a glance, to allowing you to hide sensitive account information with the wave of a hand, we want to give you a pleasing banking experience that fits your personality. And now with the N26 app you can choose between light and dark mode, and manage your money in a way that reflects your personal taste and aesthetic. 

If you can’t live without self improvement...

The pandemic has brought many challenges and changes, giving many an opportunity to re-evaluate how they spend their time and offering an opportunity to learn new skills or perfect old ones. 

We understand that your interests and priorities are diverse, and through N26 Perks, we bring you a diverse array of discounted monthly subscriptions to enhance your life. So if you’re looking to live more mindfully with Headspace, explore a new podcast with Luminary, kick-start your fitness routine with Aaptive, or learn a new language with Babbel, N26 is here to help you thrive and save a little money. 

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Managing your money should always be personal, and banking should be designed with your needs in mind. To empower you to live and bank your way, we’re giving away $500. All you have to do is follow a few simple steps: 

Tell us your story. We want to know how N26 has helped your relationship with banking. Whether you’ve successfully stashed money away with Spaces or you’ve been able to cover an unexpected expense by getting your paycheck 2 days early, we want to know how we’ve helped you bank better.

For your chance to win $500¹ , simply: 

  1. Follow us on social media — FacebookInstagram, or Twitter will do. (Or all three if you’re feeling competitive.) 

  2. Leave us a comment using the hashtag #BankingWithBenefits that explains how N26 has helped improve your relationship with banking and money management. 

  3. Tag a friend in your comment and make sure you both follow us. (More tags = more entries.) 

¹ Giveaway Conditions: Up to three entries allowed limited to one entry per tag on Facebook, Instagram, or Twitter. To enter, follow N26 on Facebook, Instagram, or Twitter, leave N26 a comment using the hashtag #BankingWithBenefits describing how N26 has helped improve your relationship with banking and money management, and tag an eligible friend. No purchase necessary. Open to legal residents of the 50 U.S. / D.C., age 18+, do not need to be an N26 customer. Void where prohibited. Employees of N26 Inc., Axos Bank, their respective affiliates, and the immediate family members of, and/or those living in the same household of each, are not eligible to enter. Giveaway will be closed 03/28/2021 at 11:59 p.m. EST. One winner will be randomly selected and announced 03/29/2021 at 2 p.m. EST, the winner and tagged friend must be following @N26US on one or more of the following social media platforms -- Facebook, Instagram, or Twitter -- and will be messaged directly over the social media platform used to enter. Winner will have 10 business days to respond with a valid email address, otherwise they will forfeit their prize and another winner will be chosen at random from submissions. N26 will have 14 business days to fulfill the prize after a valid winner has been selected and has provided an email address. Prize will be delivered to winners via email from GiftCards.com. Giveaway is not affiliated with Facebook, Instagram, Twitter, GiftCards.com, Visa, or Axos Bank. By entering, you consent to N26’s use of your social media posts made in connection with giveaway entries, in perpetuity, in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), for all legitimate business purposes including advertising and promotional activities without additional compensation, unless prohibited by law. Gift cards are considered miscellaneous income, and maybe reportable to you and the IRS on Form 1099-MISC.

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted

N26 does not manage external links, and is not responsible for the content, links, products or services of these websites. Further, N26's privacy and security policies do not apply to external linked websites. Please consult the disclosures of any external linked websites for further information.

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