A marketplace with more choices
We only collaborate with partner banks that offer the best interest rates and offer paperless service.
Deposit protection under EU law
Deposits up to €100.000 are protected in accordance to EU law in all EU member states. No matter which bank you choose, your deposits are protected according to EU Directive 2014/09.Open Bank Account
Frequently asked questions
- How does a fixed savings account work?
A fixed savings account means you make a one-time deposit for a fixed amount of time, and it collects interest over that time. You can’t withdraw the money until that time period ends, but you’ll get your deposit plus guaranteed interest back. You can decide how much you want to deposit from a minimum of €2.000 to a maximum of €100.000, and how long you want it to be in the account from a minimum of 12 months to a maximum of 60 months.
- Where can I see the progress of my savings plan?
You can always see the status of your savings plan in the savings section of the N26 app. You can easily access all the information you need like the amount of money you put into the plan, what interest you’ll earn, when your plan ends and how much you’ll receive
- Can I access the money before the term ends?
If you open a fixed term savings plan, you will not be able to withdraw the money before the term ends. That’s part of the reason why banks are willing to pay higher interest rates for these savings plans. You will get all your money and accumulated interest in one payout at the end of the term.
- Where is it available?
N26 Savings is only available for customers based in Germany today, but it’s coming to other countries soon.