Overdraft, designed for you
With N26 you can activate overdraft in 2 minutes, adjust it individually and keep track of your costs anytime.
How does N26 overdraft work?
Activate overdraft in 3 steps
Customize your limit individually and anytime
Warnings when your balance is low
What are the benefits of N26 overdraft?
- Check your eligibility in less than 2 minutes
- Activate overdraft with one click
- Instant overdraft for new customers up to 1000€
- Existing customers eligible for up to 2000€ overdraft
- Fair interest rate of 8,9 % per year
- Daily update on your costs in the app
- Individual limits facilitate control over spendings