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Pricing – Italy

Applicable to everyone who registers with an address in Italy

Pricing – Italy


€0,00 / month

N26 Black

€5,90 / month

Premium account including insurance

BetaN26 Business

€0,00 / Month

Minimum Duration
12 months
Your bank account in a beautiful app
8 Min account opening, instant MoneyBeam transfers, real-time push notifications

Smart insights
Personalized updates, spending reports, customizable tags

Foreign currency transfers
via TransferWise


Mobile phone theft protection, travel insurance, ATM theft protection, Extended Warranty, Purchase Protection

Standard Mastercard
Black Mastercard
Business Mastercard
Free Mastercard payments
in any currency

Withdraw Cash

Mastercard ATM withdrawals
in Euro
Unlimited free ATM withdrawals
0,1% Cashback
We pay you back 0,1% on every Mastercard purchase
Mastercard ATM withdrawals
in foreign currency
1,7% of withdrawal
1,7% of withdrawal

Frequently asked questions

Is there a foreign exchange fee for Mastercard purchases?

No. N26 Mastercard purchases in any foreign currency are completely fee-free, meaning there’s no markup to the exchange rate that the card network sets. This is a great deal compared to other German banks and we’re proud to offer you a free card which has no foreign exchange fees on purchases.

Why is there a 1,7% fee for Mastercard ATM withdrawals in foreign currencies?

We incur a higher cost for these transactions. You can avoid this fee if you pay with your Mastercard at the merchant. Mastercard acceptance abroad is often much higher than in Germany and across Europe, so you might be surprised how often you can pay with your card when abroad. When you do need to withdraw cash abroad, our fee is very competitive compared to other German banks. Many banks charge a higher percentage or require a minimum balance in your account for the fee to be waived.

Another option for you: we wiave this fee for N26 Black account users, so N26 Black may be a good option for you if you travel frequently and withdraw foreign currency more often.