How to Save Money on Gas

You can lower your expenses with small changes in your driving habits and daily routine.

3 min read

Paying for gasoline can pack a punch on your budget, especially if you have a long commute. Sometimes driving is your only option, but it doesn’t have to drain your bank account. At N26, we aim to empower you to take control of your finances, and from time to time, that includes helping you trim your expenses. Even though fuel prices are relatively low right now, the average American household is expected to spend $1,935 on gasoline in 2020 — that’s about $160 every month. No matter how your gas expenses compare, you can reduce them by making smart choices.

Begin by checking your current gas receipts to better understand how much you’re spending over time. Once you know where you’re starting from, you can track your savings with every gas-saving action that you take.

Saving on gas doesn’t just happen at the pump. You can also lower your expenses with little changes in your driving habits and daily routine.

Invest in a fuel-efficient vehicle. Driving a hybrid instead of a gas-guzzler will save you a bundle over time. Even an affordable, non-hybrid car can give you 40 miles to the gallon. If you have a longer commute, it’s an investment worth considering.

Take care of your car. Get better gas mileage when your vehicle is well-maintained. Tune up your engine, change your oil, and check your filters every 3,000 miles. Also pay attention to your tire pressure, which usually needs to be adjusted when the weather shifts between summer and winter.

Share rides. Split the driving duties with your co-workers, friends, and family members to slash your gas bills. If you have kids, you can organize a carpool with other parents and swap rides to school and extracurricular activities. Do you have a weekly family dinner? Take turns carpooling to your dinner.

Turn off your engine. Idling is a major fuel waster and it also contributes to global warming. Power down your ride whenever you’re waiting in drive-through lines, at train crossings, or to pick up a friend.

Drive slowly and steadily. You burn more gasoline when you accelerate rapidly, speed often, and brake sharply. Drive smoothly and coast whenever you can to use gas more efficiently. It’s not about following the speed limit, make sure your speed is consistent and you’ll use less gas. 

Find the best price for gas. Shop around on your smartphone with apps like Fuel Finder, GasBuddy, or Waze, which locate the least expensive stations near you.

Skip warming up your car in winter. While it’s nice to have the heater blasting as soon as you sit down, it’s a big waste of gasoline. And if your car was made in the last 40 years, it actually shouldn’t need to warm up at all.

Plan your routes. Try to run all of your errands in one day instead of making several separate trips. Make stops along the way during your commute so you don’t have to drive more later.

Lighten your load. From sports equipment to textbooks, every extra pound in your vehicle reduces its fuel efficiency. It takes more gas to pull a heavier vehicle and the more efficient your vehicle, the less you spend on gas. Remove anything you don’t need and start saving.


Every dollar that you save on gas is another step towards reaching your financial goals. Know exactly where your money is going with spending statistics in the N26 app. See a simple visual breakdown of all your expenses, from gasoline to groceries. We automatically categorize your purchases so that you don’t have to.

Track and take control of your spending on gasoline (and everything else) with N26—and chart your way to a better financial future. Check out your spending statistics now or sign up with N26 today

The N26 account is offered by Axos Bank®, Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.

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