The bank you'll love.
N26 lets you manage your bank account, spend and set money aside in real time, under one app. Open your account in minutes from your smartphone.
Your free N26 bank account
The standard N26 bank account doesn't charge any opening or maintenance fees. It also includes unlimited free withdrawals from any ATM in the eurozone, free SEPA transfers and free card payments in any currency.
Read morePush-notifications with your account activity
Stay up-to-date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.
Automatic categorization of your spending
Not sure where all your money goes? Your account uses artificial intelligence to automatically categorize your spending and shows you in the app.
Dream big and save money with Spaces
N26 Spaces are a new way for you to handle your money. It’s easy—create a space with just a few clicks and start saving money for the things that matter. Monitor your financial goals and keep a track of your progress.
Soon, all N26 users will be able to create Shared Spaces in order to manage money together with other N26 customers. We’ll inform you as soon as we launch this feature!
Shared SpacesPremium plans for digital natives
Sometimes you need more than just a card for accessing your money. N26 premium memberships offer additional benefits such as free worldwide ATM withdrawals, travel insurance and mobile theft cover.
Discover our premium accounts
Get cashback with N26 Business
Free and premium accounts for freelancers and the self-employed give you 0,1% cashback on all purchases made with your N26 Mastercard. Business You’s travel insurance and extended warranty cover lets you go global, while focusing on the task at hand.
Discover our business accountsCustom security settings
Online shopping? 3D Secure adds an extra layer of security when making payments online with your N26 Mastercard. You can also lock/unlock your card and set your own withdrawal and payment limits anytime from your N26 app.