N26 Business

Business banking for freelancers and the self-employed

N26 Business is the free bank account for freelancers and the self-employed. Open yours in minutes from your smartphone and get your free N26 Business Mastercard.

An elevated hand holding a transparent N26 Standard card.
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Free Business Mastercard debit card

Our business bank account comes with a free Business Mastercard – it includes all the benefits of the N26 Standard Mastercard like free ATM withdrawals in the eurozone. Make payments online or in-store anywhere in the world without fees.

Earn 0.1% cashback

Get 0.1% cashback on all purchases when paying with your N26 Mastercard —reinvesting the profits straight back into your business.

N26 Bank Account real time notifications about payments.

Stay on top of business in real-time

Stay up to date. Receive push notifications immediately after all account activity, including card payments, direct debits, and transfers. You’ll always be in the know regarding the finances of your business.

Organize your budget with Spaces

Spaces lets you create sub-accounts for managing your saving goals and budgeting in real time. Use them to set money aside for your projects or to organize your business expenses. Plus, you can participate in shared sub-accounts to manage finances collectively, e.g. with your collaborators.

Discover Spaces

Hassle-free tax returns with N26 Business

Download your transactions list

For easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Automate your savings

Discover Rules, our feature that lets you set up recurring transfers from your Main Account to a Spaces sub-account. Choose the amount and frequency, and create your Rule – the N26 app will automatically set money aside for whatever you need.

N26 Bank Account Moneybeam example transaction.

Free SEPA transfers

Making a SEPA transfer with your N26 Business account is easy and free. Plus, you can use MoneyBeam to send, receive or request money in real-time from other N26 customers.

Urgently need to get paid? With the addition of SEPA Instant Credit Transfer on the horizon, your client can pay your invoice in seconds. You’ll receive your money immediately.

International money transfers with TransferWise

Need to send money internationally? N26 partners with TransferWise to let you send money in 19 different currencies. You can save up to 6x more on rates offered by traditional banks.

N26 Bank Account Transferwise example transaction.

Secure and transparent

No hidden fees

Enjoy free ATM withdrawals in euros and free payments in any currency wherever you are in the world with your N26 Business Mastercard.

Personalized settings

With N26, you have full control over your account and card settings—block and unblock your card, set your own payment limits, change your PIN code at any time…

Mastercard SecureCode - Icon - N26 Security.

Mastercard 3D Secured payments

Mastercard 3D Secure (3DS) is an extra layer of security that helps prevent fraud when you make online payments using your N26 account.

Secure and fast login

Log into your N26 Business account anytime with password or fingerprint – it's fast and secure.

Automatic categorization

Forget clunky spreadsheets. The N26 online business bank account uses artificial intelligence to automatically categorize your spending – you’ll always receive an up-to-date overview of your current expenses.

Create your own #tags to personalize your spending even further — #client, #office, #bizness… organizing your transactions has never been easier.

N26 Bank Account categorising transactions for statistics.

We're here for you – in 5 languages

If you have any questions or run into any problems, our Customer Support is on hand to help you in Italian, English, French, German and Spanish. Simply send us an email or contact us via chat.

N26 Bank Account Customer Service Chat in App.
N26 You Business Card, Ocean.

Get your N26 Business bank account

Open a new N26 business account from your phone or computer with our easy, paperless signup process.