Get extra spending power with N26 Overdraft

Activate in just 2 minutes and stay flexible with your spending. With no penalty fees and transparent costs, think of it as a financial buffer zone.

N26 Overdraft
Overdraft Eligibility - N26 App

Fuss-free

Check your eligibility in 2 minutes without any paperwork.

Overdraft Option - Icon - N26 App

Simple

Increase and decrease the overdraft amount simply by dragging the slider.

Overdraft Interest Costs - Icon - N26 App

Transparent

Your overdraft interest costs are updated daily in the app, so you always know what you owe.

Customize your Overdraft - Icon - N26 App

Personalised

Set your own limit right in the app for easy control over your spending.

What is N26 Overdraft?

Sometimes it helps to have an extra line of credit incase your balance slips below zero. Whether it’s an unexpected bill or a one-off payment, N26 Overdraft is a flexible financial cushion to have.

Get early access to N26

Sign up to the mailing list below for access to an N26 bank account.