Get extra spending power with N26 Overdraft

Activate in just 2 minutes and stay flexible with your spending. With no penalty fees and transparent costs, think of it as a financial buffer zone.

N26 Overdraft.
Overdraft Eligibility - N26 App.


Check your eligibility in 2 minutes without any paperwork.

Overdraft Option - Icon - N26 App.


Increase and decrease the overdraft amount simply by dragging the slider.

No penalty charges

Unlike some banks’ arranged overdrafts, we don’t charge you a daily penalty fee for using it.

Customize your Overdraft - Icon - N26 App.


Set your own limit right in the app for easy control over your spending.

What is N26 Overdraft?

Sometimes it helps to have an extra line of credit incase your balance slips below zero. Whether it’s an unexpected bill or a one-off payment, N26 Overdraft is a flexible financial cushion to have.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 Card Black.

N26 Overdraft is coming soon to the UK. In the meantime, you can sign up below to open an N26 bank account.