N26 Metal: Make a statement

A metal card with premium benefits

Stand out with N26 Metal

N26 Metal’s stainless steel Mastercard, available in three distinct metallic shades, stands for the ultimate in premium banking. The metal engraved contactless debit card offers minimalist design, along with all the functionality you need.

N26 Metal - Charcoal BlackQuartz Rose - N26 Metal CardN26 Metal - Slate Grey

Free withdrawals worldwide

When you pay with your N26 Metal Mastercard online and in stores there are no markups and no transaction fees. Better still, you can withdraw cash for free in any currency from ATMs around the world.

Priority customer support

Need a quick answer or technical support right away? Metal’s dedicated support team are on hand to help. Speak to one of our designated Metal customer support specialists by phone, or chat to us in the app.

Leave stress behind with Metal’s extensive travel insurance

Foreign medical expenses

Metal comes with medical expenses cover in case of acute medical emergencies abroad, along with 24/7 access to medical phone assistance should you need it.

Flight and luggage delay cover

You’ll never find yourself stranded without a toothbrush thanks to flight and luggage delay cover, for delays over 4 hours.

Whole Account Coverage - Icon - N26 Black

LoungeKey membership access

Pay just £15 per visit at one of the 1,000+ members-only LoungeKey airport destinations worldwide for unlimited access to home comforts like refreshments, showers and WiFi.

Purchase protection

With purchase protection on qualifying items bought using your Metal account for, you get a little extra peace of mind on the everyday items that keep your world running.

Exclusive rewards you can make use of

Premium N26 customers get access to exclusive offers and deals from hand-selected partner brands, all chosen with modern lifestyles in mind. Enjoy perks from partners such as Hotels.com, GetYourGuide and WeWork. For more information on your Discounts and Experiences, as well as how to redeem them, please check your N26 app.

N26 Metal - Charcoal Black

Your card, your style.

Join N26 or upgrade to Metal and redefine your banking experience.


What is LoungeKey?

LoungeKey is an Airport Lounge programme that allows entry simply by a cardholder providing their eligible Mastercard payment card at entry. There’s no need to carry an additional airport lounge access membership card.

How much does LoungeKey access cost?

With Metal, you can gain discounted entry to over 1,000 airport lounges through LoungeKey. Entrance to each lounge costs £15 per visit.

Is there a limit to how many times I can access LoungeKey airport lounges?

There is no limit to the number of visits.

I’m an existing Metal customer with a EUR account. Can I get access to GBP Metal benefits?

Our Metal membership packages are tailored to different markets, which means that you only have access to the benefits for your country. We are always improving Metal membership, so you can regularly check for new offers and benefits.

How can I sign up for Metal?

If you aren’t already a customer, you can get Metal by creating an account with us and then selecting Metal on sign-up, in-app or via the Web App.

How can I upgrade to Metal?

If you’re already an N26 customer, you can upgrade to Metal in-app, by selecting the Upgrade tab.

Legal Notice


You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Metal features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch)